Suela Bulku - 18 Dec 2025 Form 4 Insider Report for Exzeo Group, Inc. (XZO)

Reporting relationship: Chief Financial Officer
Issuer ticker: XZO
Reported as of: 18 Dec 2025
Net transaction value: +$119,908
SEC form: 4
Accepted by SEC: 22 Dec 2025, 16:05:05 UTC
Prior SEC filing: 07 Nov 2025
Source filing: View source filing
Reporting owner signature: /s/ Brook Baker, as Attorney-in-Fact for Suela Bulku

Key filing fact

Suela Bulku filed Form 4 for Exzeo Group, Inc. (XZO) on 22 Dec 2025.

Key facts

This page summarizes Suela Bulku's Form 4 filing for Exzeo Group, Inc. (XZO).
2 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 22 Dec 2025, 16:05.

Change

Previous filing in this sequence was filed on 07 Nov 2025.
Current net transaction value: +$119,908.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002093975 Primary reporting owner

Bulku Suela

Relationship: Chief Financial Officer
Address: 1000 CENTURY PARK DRIVE, TAMPA
Signature: /s/ Brook Baker, as Attorney-in-Fact for Suela Bulku
Signature date: 22 Dec 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

XZO transaction

Common Stock

Tax liability

Transaction value: $76,284
Shares: -3,896
Change %: -1.3%
Price: $19.58
Shares after: 304,854
Date: 18 Dec 2025
Ownership: Direct
Footnotes: F1

XZO transaction

Common Stock

Purchase

Transaction value: $196,192
Shares: +10,020
Change %: +3.3%
Price: $19.58
Shares after: 314,874
Date: 18 Dec 2025
Ownership: Direct

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

XZO holding Derivative

Stock Option (Right to Buy)

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 100,000
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 100,000
Exercise price: $23.00
Footnotes: F2

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 2 footnotes

Footnote F1

The disposal reported on this Form 4 represents shares sold by the Reporting Person to cover tax witholding obligations in connection with the vesting and settlement of RSUs.

Footnote F2

On October 1, 2021, the reporting person was granted an option to purchase 5,000,000 shares of common stock. The option vested with respect to one fourth of the shares on October 1, 2022 and with respect to one sixteenth of the shares on each January 1, April 1, July 1 and October 1 thereafter.