Marc A. Stefanski - 18 Dec 2025 Form 4 Insider Report for TFS Financial CORP (TFSL)

Reporting relationship: Chairman, President and CEO, Director
Issuer ticker: TFSL
Reported as of: 18 Dec 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 18 Dec 2025, 14:22:05 UTC
Prior SEC filing: 16 Dec 2025
Next SEC filing: 13 Feb 2026
Source filing: View source filing
Reporting owner signature: /s/ Susanne N. Miller, Pursuant to Power of Attorney

Key filing fact

Marc A. Stefanski filed Form 4 for TFS Financial CORP (TFSL) on 18 Dec 2025.

Key facts

This page summarizes Marc A. Stefanski's Form 4 filing for TFS Financial CORP (TFSL).
1 reported transaction and 8 derivative rows are listed below.
Accepted by SEC: 18 Dec 2025, 14:22.

Change

Previous filing in this sequence was filed on 16 Dec 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001388161 Primary reporting owner

Stefanski Marc A

Relationship: Chairman, President and CEO, Director
Address: 7007 BROADWAY AVENUE, CLEVELAND
Signature: /s/ Susanne N. Miller, Pursuant to Power of Attorney
Signature date: 18 Dec 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 116,997
Date: 18 Dec 2025
Ownership: Direct

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 28,200
Date: 18 Dec 2025
Ownership: By Spouse

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 37,150
Date: 18 Dec 2025
Ownership: Trustee for daughter's trust

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 20,389
Date: 18 Dec 2025
Ownership: Trust Beneficiary

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 54,738
Date: 18 Dec 2025
Ownership: Trustee for sibling trust

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 111,520
Date: 18 Dec 2025
Ownership: By 401(k)
Footnotes: F1

TFSL holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 10,916
Date: 18 Dec 2025
Ownership: BY ESOP
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

TFSL transaction Derivative

Restricted Stock Units

Award

Transaction value: $0
Shares: +40,200
Change %
Price: $0.000000
Shares after: 40,200
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 40,200
Exercise price
Footnotes: F2, F3

TFSL holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 13,567
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 13,567
Exercise price
Footnotes: F2, F4

TFSL holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 26,934
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 26,934
Exercise price
Footnotes: F2, F5

TFSL holding Derivative

Performance Restricted Share Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 20,400
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 20,400
Exercise price
Footnotes: F2, F6

TFSL holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 33,400
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 33,400
Exercise price
Footnotes: F2, F7

TFSL holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 35,700
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 35,700
Exercise price
Footnotes: F2, F8

TFSL holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 693,048
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 693,048
Exercise price
Footnotes: F2, F9

TFSL holding Derivative

Employee Stock Option (right to buy)

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 0
Date: 18 Dec 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 196,700
Exercise price: $19.06
Footnotes: F10

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 10 footnotes

Footnote F1

Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act, as amended.

Footnote F2

Each restricted and performance stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted and performance stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.

Footnote F3

On December 18, 2025, the reporting person received a grant of 40,200 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2026.

Footnote F4

On March 4, 2024, the reporting person received a grant of 40,700 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2024.

Footnote F5

On December 19, 2024, the reporting person received a grant of 40,400 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2025.

Footnote F6

On November 25, 2025, the reporting person achieved performance level of 100% on a target award of 20,400 Performance Share Units ("PSUs"), resulting in a total earned award of 20.400 shares. This represents the final determination a March 4, 2024 award that was dependent on certain performance results during the two fiscal year period ended September 30, 2025. Each PSU represents a contingent right to receive one share of TFS Financial Corporation common stock and are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock during the period the award was outstanding. The shares and dividend equivalent payment will vest and distribute to the reporting person on December 10, 2026.

Footnote F7

As reported on a Form 4 dated May 14, 2009, the reporting person received a grant of 33,400 restricted stock units that vest in four equal annual installments beginning on May 12, 2010. Vested shares may be distributed to the reporting person only after the person's termination of employment with TFS Financial Corporation.

Footnote F8

As reported on a Form 4 dated May 18, 2010, the Reporting Person received a grant of 35,700 restricted stock units that vest in four equal installments beginning on May 14, 2011. Vested shares may be distributed to the Reporting Person only after that person's termination of employment with TFS Financial Corporation.

Footnote F9

As reported on a Form 4 dated August 13, 2008, the Reporting Person received a grant of 701,800 Restricted Stock Units ("RSUs") on August 11, 2008. These RSUs vest 10% on each of the third through the ninth anniversaries of the date of the grant and 30% on the tenth anniversary of the date of the grant. Vested shares may be distributed to the Reporting Person only after the person's termination of employment from TFS Financial Corporation. 3,387 shares were delivered to the issuer on August 13, 2012; and 5,365 shares were delivered to the issuer on August 11, 2015; to pay for the applicable withholding tax due upon vesting.

Footnote F10

These options expired December 17, 2025.