Desiree Amber Kramer - 28 Nov 2025 Form 4 Insider Report for Guild Holdings Co (GHLD)

Reporting relationship: Sr VP & CFO
Issuer ticker: GHLD
Reported as of: 28 Nov 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 28 Nov 2025, 12:07:47 UTC
Prior SEC filing: 04 Sep 2025
Source filing: View source filing
Reporting owner signature: /s/ Bella Guerrero, Attorney-in-Fact for Desiree Amber Kramer

Key filing fact

Desiree Amber Kramer filed Form 4 for Guild Holdings Co (GHLD) on 28 Nov 2025.

Key facts

This page summarizes Desiree Amber Kramer's Form 4 filing for Guild Holdings Co (GHLD).
9 reported transactions and 8 derivative rows are listed below.
Accepted by SEC: 28 Nov 2025, 12:07.

Change

Previous filing in this sequence was filed on 04 Sep 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001828260 Primary reporting owner

KRAMER DESIREE AMBER

Relationship: Sr VP & CFO
Address: 5887 COPLEY DRIVE, SAN DIEGO
Signature: /s/ Bella Guerrero, Attorney-in-Fact for Desiree Amber Kramer
Signature date: 28 Nov 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

GHLD transaction

Class A Common Stock

Disposed to Issuer

Transaction value
Shares: -201,361
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

GHLD transaction Derivative

Performance Stock Units

Disposed to Issuer

Transaction value
Shares: -9,360
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 9,360
Exercise price
Footnotes: F2, F3

GHLD transaction Derivative

Dividend Equivalent Units

Disposed to Issuer

Transaction value
Shares: -120
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 120
Exercise price
Footnotes: F2, F3

GHLD transaction Derivative

Restricted Stock Units

Disposed to Issuer

Transaction value
Shares: -13,764
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 13,764
Exercise price
Footnotes: F2

GHLD transaction Derivative

Dividend Equivalent Units

Disposed to Issuer

Transaction value
Shares: -1,722
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,722
Exercise price
Footnotes: F2, F3

GHLD transaction Derivative

Restricted Stock Units

Disposed to Issuer

Transaction value
Shares: -19,048
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 19,048
Exercise price
Footnotes: F2

GHLD transaction Derivative

Dividend Equivalent Units

Disposed to Issuer

Transaction value
Shares: -1,471
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,471
Exercise price
Footnotes: F2, F3

GHLD transaction Derivative

Restricted Stock Units

Disposed to Issuer

Transaction value
Shares: -28,069
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 28,069
Exercise price
Footnotes: F2

GHLD transaction Derivative

Dividend Equivalent Units

Disposed to Issuer

Transaction value
Shares: -354
Change %: -100%
Price
Shares after: 0
Date: 28 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 354
Exercise price
Footnotes: F2, F3

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Section 16 status

Desiree Amber Kramer is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may still apply in specific circumstances.

Explanation of responses 3 footnotes

Footnote F1

On June 17, 2025, the Issuer entered into an Agreement and Plan of Merger (the "Merger Agreement") among Gulf MSR HoldCo, LLC, Gulf MSR Merger Sub Corporation, and the Issuer, pursuant to which, at the Effective Time (as defined in the Merger Agreement), all outstanding shares of common stock of the Issuer were converted to the right to receive $20.00 per share in cash (the "Merger Consideration").

Footnote F2

Pursuant to the Merger Agreement, at the Effective Time, each outstanding award of RSUs and PSUs was canceled and converted into the right to receive the Merger Consideration of $20.00 per share multiplied by the total number of shares underlying the RSU award or by the total number of shares underlying the PSU award (based on target level achievement of applicable performance goals), respectively.

Footnote F3

Represents Dividend Equivalent Units ("DEUs") paid on outstanding RSUs or PSUs, rounded to the nearest whole share, and subject to the same terms and canceled and converted pursuant to the Merger Agreement on the same terms as the underlying RSUs or PSUs, respectively.