Sara Wardell-Smith - 14 Nov 2025 Form 4 Insider Report for Axos Financial, Inc. (AX)

Reporting relationship: Director
Issuer ticker: AX
Reported as of: 14 Nov 2025
Net transaction value: +$169,712
SEC form: 4
Accepted by SEC: 18 Nov 2025, 19:27:59 UTC
Prior SEC filing: 11 Aug 2025
Source filing: View source filing
Reporting owner signature: By: Derrick Walsh For: Sara Wardell-Smith

Key filing fact

Sara Wardell-Smith filed Form 4 for Axos Financial, Inc. (AX) on 18 Nov 2025.

Key facts

This page summarizes Sara Wardell-Smith's Form 4 filing for Axos Financial, Inc. (AX).
4 reported transactions and 2 derivative rows are listed below.
Accepted by SEC: 18 Nov 2025, 19:27.

Change

Previous filing in this sequence was filed on 11 Aug 2025.
Current net transaction value: +$169,712.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002001931 Primary reporting owner

Wardell-Smith Sara

Relationship: Director
Address: 9205 WEST RUSSELL ROAD, SUITE 400, LAS VEGAS
Signature: By: Derrick Walsh For: Sara Wardell-Smith
Signature date: 18 Nov 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

AX transaction

Common Stock

Options Exercise

Transaction value: $339,346
Shares: +4,289
Change %: +42%
Price: $79.12
Shares after: 14,539
Date: 14 Nov 2025
Ownership: Direct
Footnotes: F1

AX transaction

Common Stock

Disposed to Issuer

Transaction value: $169,633
Shares: -2,144
Change %: -15%
Price: $79.12
Shares after: 12,395
Date: 14 Nov 2025
Ownership: Direct
Footnotes: F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

AX transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -4,289
Change %: -100%
Price: $0.000000
Shares after: 0
Date: 14 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 4,289
Exercise price
Footnotes: F3, F4, F5

AX transaction Derivative

Restricted Stock Units

Award

Transaction value: $0
Shares: +3,615
Change %
Price: $0.000000
Shares after: 3,615
Date: 14 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 3,615
Exercise price
Footnotes: F4, F6, F7

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 7 footnotes

Footnote F1

Represents shares of Common Stock issued on November 14, 2024, following the vesting of Restricted Stock Units ("RSUs") which vest on the one-year anniversary of the date of grant. The RSUs were previously granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan.

Footnote F2

Represents shares of Common Stock retained by Axos Financial, Inc. in exchange for cash paid to the reporting person for tax liabilities in respect to the vested RSUs.

Footnote F3

The RSUs were granted to the reporting person under the Axos Financial, Inc. Amended and Restated 2014 Stock Incentive Plan in connection with the reporting person's service as a member of the Board of Directors.

Footnote F4

Each RSU represents a contingent right to receive one share of Axos Financial, Inc. Common Stock.

Footnote F5

The RSUs fully vest on the one year anniversary of the grant date.

Footnote F6

Footnote F7

The RSU's fully vest on January 3, 2027.