Curtis Howse - 03 Nov 2025 Form 4 Insider Report for Synchrony Financial (SYF)

Reporting relationship: EVP, CEO--Home & Auto
Issuer ticker: SYF
Reported as of: 03 Nov 2025
Net transaction value: -$480,056
SEC form: 4
Accepted by SEC: 05 Nov 2025, 17:31:11 UTC
Prior SEC filing: 19 Aug 2025
Next SEC filing: 19 Nov 2025
Source filing: View source filing
Reporting owner signature: /s/ Danielle Do, as attorney-in-fact

Key filing fact

Curtis Howse filed Form 4 for Synchrony Financial (SYF) on 05 Nov 2025.

Key facts

This page summarizes Curtis Howse's Form 4 filing for Synchrony Financial (SYF).
3 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 05 Nov 2025, 17:31.

Change

Previous filing in this sequence was filed on 19 Aug 2025.
Current net transaction value: -$480,056.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001839722 Primary reporting owner

Howse Curtis

Relationship: EVP, CEO--Home & Auto
Address: 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD
Signature: /s/ Danielle Do, as attorney-in-fact
Signature date: 05 Nov 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

SYF transaction

Common Stock

Options Exercise

Transaction value: $414,550
Shares: +12,086
Change %: +11%
Price: $34.30
Shares after: 120,357
Date: 03 Nov 2025
Ownership: Direct
Footnotes: F1

SYF transaction

Common Stock

Sale

Transaction value: $894,606
Shares: -12,086
Change %: -10%
Price: $74.02
Shares after: 108,271
Date: 03 Nov 2025
Ownership: Direct
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

SYF transaction Derivative

Employee Stock Option (right to buy)

Options Exercise

Transaction value: $0
Shares: -12,086
Change %: -100%
Price: $0.000000
Shares after: 0
Date: 03 Nov 2025
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 12,086
Exercise price: $34.30
Footnotes: F1, F2

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Rule 10b5-1 trading plan

These transactions were reported as open-market trades under a Rule 10b5-1 plan. The plan lets an insider set trading instructions in advance, which can reduce the risk of trading while in possession of material nonpublic information.

Original filing language: transaction made pursuant to a contract, instruction, or written plan intended to satisfy Rule 10b5-1(c).

Explanation of responses 2 footnotes

Footnote F1

This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on July 24, 2025.

Footnote F2

The Reporting Person was awarded 12,086 stock options on April 1, 2017, which vested in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC remarks

EVP, CEO--Home & Auto