Key facts
- This page summarizes J. Calamari Nicholas's Form 4 filing for Better Home & Finance Holding Co (BETR).
- 21 reported transactions and 3 derivative rows are listed below.
- Accepted by SEC: 08 Oct 2025, 16:03.
J. Calamari Nicholas - 06 Oct 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)
- Reporting relationship
- CAO and Senior Counsel
- Issuer ticker
- BETR
- Reported as of
- 06 Oct 2025
- Net transaction value
- -$1,032,574
- SEC form
- 4
- Accepted by SEC
- 08 Oct 2025, 16:03:42 UTC
- Prior SEC filing
- 03 Oct 2025
- Next SEC filing
- 04 Nov 2025
- Source filing
- View source filing
- Reporting owner signature
- /s/ Andrew Holt, Attorney-in-Fact
Source evidence
Original filing metadata and source links for verification.
5 source fields
Reporting owner
1 detail
Key filing fact
J. Calamari Nicholas filed Form 4 for Better Home & Finance Holding Co (BETR) on 08 Oct 2025.
Change
- Previous filing in this sequence was filed on 03 Oct 2025.
- Current net transaction value: -$1,032,574.
Research use
- This tells you what this filing adds before you inspect full transaction and derivative tables.
- You can trace every row back to the original SEC filing document.
Evidence
Filed on Form 4
View source filing
Ownership activity is grounded in SEC Form 4 disclosures.
Reporting Owners (1)
CIK 0001614749
Primary reporting owner
Nicholas J. Calamari
- Relationship
- CAO and Senior Counsel
- Address
- C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK
- Signature
- /s/ Andrew Holt, Attorney-in-Fact
- Signature date
- 08 Oct 2025
Reported non-derivative transactions
Shares, units, or other non-derivative securities reported in this filing.
BETR
transaction
Class A Common Stock
Conversion of derivative security
- Transaction value
- $0
- Shares
- +2,445
- Change %
- Price
- $0.000000
- Shares after
- 2,445
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Footnotes
- F1
BETR
transaction
Class A Common Stock
Conversion of derivative security
- Transaction value
- $0
- Shares
- +2,445
- Change %
- Price
- $0.000000
- Shares after
- 2,445
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Footnotes
- F2
BETR
transaction
Class A Common Stock
Conversion of derivative security
- Transaction value
- $0
- Shares
- +12,528
- Change %
- +110%
- Price
- $0.000000
- Shares after
- 23,869
- Date
- 06 Oct 2025
- Ownership
- Direct
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $38,352
- Shares
- -666
- Change %
- -27%
- Price
- $57.58
- Shares after
- 1,779
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Footnotes
- F1, F3
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $18,678
- Shares
- -323
- Change %
- -18%
- Price
- $57.83
- Shares after
- 1,456
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Footnotes
- F1, F4
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $45,412
- Shares
- -757
- Change %
- -52%
- Price
- $59.99
- Shares after
- 699
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Footnotes
- F1, F5
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $28,463
- Shares
- -469
- Change %
- -67%
- Price
- $60.69
- Shares after
- 230
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Footnotes
- F1, F6
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $14,039
- Shares
- -230
- Change %
- -100%
- Price
- $61.04
- Shares after
- 0
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Footnotes
- F1, F7
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $38,352
- Shares
- -666
- Change %
- -27%
- Price
- $57.58
- Shares after
- 1,779
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Footnotes
- F2, F3
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $18,678
- Shares
- -323
- Change %
- -18%
- Price
- $57.83
- Shares after
- 1,456
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Footnotes
- F2, F4
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $45,412
- Shares
- -757
- Change %
- -52%
- Price
- $59.99
- Shares after
- 699
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Footnotes
- F2, F5
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $28,463
- Shares
- -469
- Change %
- -67%
- Price
- $60.69
- Shares after
- 230
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Footnotes
- F2, F6
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $14,039
- Shares
- -230
- Change %
- -100%
- Price
- $61.04
- Shares after
- 0
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Footnotes
- F2, F7
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $196,422
- Shares
- -3,411
- Change %
- -14%
- Price
- $57.58
- Shares after
- 20,458
- Date
- 06 Oct 2025
- Ownership
- Direct
- Footnotes
- F3
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $95,646
- Shares
- -1,654
- Change %
- -8.1%
- Price
- $57.83
- Shares after
- 18,804
- Date
- 06 Oct 2025
- Ownership
- Direct
- Footnotes
- F4
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $232,819
- Shares
- -3,881
- Change %
- -21%
- Price
- $59.99
- Shares after
- 14,923
- Date
- 06 Oct 2025
- Ownership
- Direct
- Footnotes
- F5
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $145,955
- Shares
- -2,405
- Change %
- -16%
- Price
- $60.69
- Shares after
- 12,518
- Date
- 06 Oct 2025
- Ownership
- Direct
- Footnotes
- F6
BETR
transaction
Class A Common Stock
Sale
- Transaction value
- $71,844
- Shares
- -1,177
- Change %
- -9.4%
- Price
- $61.04
- Shares after
- 11,341
- Date
- 06 Oct 2025
- Ownership
- Direct
- Footnotes
- F7
Reported derivative securities
Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.
BETR
transaction
Derivative
Class B Common Stock
Conversion of derivative security
- Transaction value
- $0
- Shares
- -2,445
- Change %
- -11%
- Price
- $0.000000
- Shares after
- 19,567
- Date
- 06 Oct 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Underlying class
- Class A Common Stock
- Underlying amount
- 2,445
- Exercise price
- Footnotes
- F1, F8
BETR
transaction
Derivative
Class B Common Stock
Conversion of derivative security
- Transaction value
- $0
- Shares
- -2,445
- Change %
- -11%
- Price
- $0.000000
- Shares after
- 19,567
- Date
- 06 Oct 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Underlying class
- Class A Common Stock
- Underlying amount
- 2,445
- Exercise price
- Footnotes
- F2, F8
BETR
transaction
Derivative
Class B Common Stock
Conversion of derivative security
- Transaction value
- $0
- Shares
- -12,528
- Change %
- -11%
- Price
- $0.000000
- Shares after
- 102,505
- Date
- 06 Oct 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 12,528
- Exercise price
- Footnotes
- F8
* marks a reported price that did not pass the local price check.
Additional SEC filing notes
Filing notes and footnotes
Rule 10b5-1 trading plan
These transactions were reported as open-market trades under a Rule 10b5-1 plan. The plan lets an insider set trading instructions in advance, which can reduce the risk of trading while in possession of material nonpublic information.
Original filing language: transaction made pursuant to a contract, instruction, or written plan intended to satisfy Rule 10b5-1(c).
Explanation of responses 8 footnotes
Footnote F1
The Reporting Person is the spouse of the beneficiary of the Anika G Austin Descendants Trust, of which the Reporting Person serves as the trustee for the benefit of the Reporting Person's spouse and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Anika G Austin Descendants Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.
Footnote F2
The Reporting Person is the controlling party of the Nicholas J. Calamari Family Trust, of which the Reporting Person's spouse serves as the trustee for the benefit of the Reporting Person and their children. Therefore, the Reporting Person may be deemed to have voting power and dispositive power over the shares held by the Nicholas J. Calamari Family Trust. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and the inclusion of these shares in this report shall not be deemed an admission of beneficial ownership of all of the reported shares for purposes of Section 16 or for any other purpose.
Footnote F3
The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $57.11 to $57.98 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
Footnote F4
The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $58.205 to $58.75 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
Footnote F5
The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $59.27 to $60.27 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
Footnote F6
The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $60.3013 to $61.25 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
Footnote F7
The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $61.37 to $62.70 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
Footnote F8
Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuer's amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Better's founder.