Christopher J. McKay - 01 Oct 2025 Form 4 Insider Report for OppFi Inc. (OPFI)

Reporting relationship: Chief Risk & Analytics Officer
Issuer ticker: OPFI
Reported as of: 01 Oct 2025
Net transaction value: -$175,959
SEC form: 4
Accepted by SEC: 03 Oct 2025, 17:34:58 UTC
Prior SEC filing: 06 Aug 2025
Next SEC filing: 05 Nov 2025
Source filing: View source filing
Reporting owner signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Christopher J. McKay

Key filing fact

Christopher J. McKay filed Form 4 for OppFi Inc. (OPFI) on 03 Oct 2025.

Key facts

This page summarizes Christopher J. McKay's Form 4 filing for OppFi Inc. (OPFI).
6 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 03 Oct 2025, 17:34.

Change

Previous filing in this sequence was filed on 06 Aug 2025.
Current net transaction value: -$175,959.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001874705 Primary reporting owner

McKay Christopher J.

Relationship: Chief Risk & Analytics Officer
Address: 130 E. RANDOLPH STREET, SUITE 3400, CHICAGO
Signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Christopher J. McKay
Signature date: 03 Oct 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

OPFI transaction

Class A Common Stock

Options Exercise

Transaction value: $0
Shares: +3,852
Change %: +2.1%
Price: $0.000000
Shares after: 187,755
Date: 01 Oct 2025
Ownership: Direct
Footnotes: F1

OPFI transaction

Class A Common Stock

Tax liability

Transaction value: $13,619
Shares: -1,202
Change %: -0.64%
Price: $11.33
Shares after: 186,553
Date: 01 Oct 2025
Ownership: Direct
Footnotes: F2

OPFI transaction

Class A Common Stock

Tax liability

Transaction value: $36,052
Shares: -3,182
Change %: -1.7%
Price: $11.33
Shares after: 183,371
Date: 01 Oct 2025
Ownership: Direct
Footnotes: F2

OPFI transaction

Class A Common Stock

Tax liability

Transaction value: $25,062
Shares: -2,212
Change %: -1.2%
Price: $11.33
Shares after: 181,159
Date: 01 Oct 2025
Ownership: Direct
Footnotes: F2

OPFI transaction

Class A Common Stock

Sale

Transaction value: $101,226
Shares: -9,030
Change %: -5%
Price: $11.21
Shares after: 172,129
Date: 02 Oct 2025
Ownership: Direct
Footnotes: F3

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

OPFI transaction Derivative

Restricted Stock Unit

Options Exercise

Transaction value: $0
Shares: -3,852
Change %: -100%
Price: $0.000000
Shares after: 0
Date: 01 Oct 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 3,852
Exercise price: $0.000000
Footnotes: F1, F4

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Rule 10b5-1 trading plan

These transactions were reported as open-market trades under a Rule 10b5-1 plan. The plan lets an insider set trading instructions in advance, which can reduce the risk of trading while in possession of material nonpublic information.

Original filing language: transaction made pursuant to a contract, instruction, or written plan intended to satisfy Rule 10b5-1(c).

Explanation of responses 4 footnotes

Footnote F1

On October 1, 2025, the reporting person received shares of Class A Common Stock of the Issuer in settlement of restricted stock units ("RSUs"), which vested on October 1, 2025.

Footnote F2

Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

Footnote F3

The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 10, 2024.

Footnote F4

Each RSU represents a contingent right to receive one share of Class A Common Stock of the Issuer and was granted pursuant to the Plan. On October 1, 2021, the reporting person was granted 61,613 RSUs. 25% of the RSUs vested on the one-year anniversary of the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.