Key facts
- This page summarizes J. Calamari Nicholas's Form 4 filing for Better Home & Finance Holding Co (BETR).
- 13 reported transactions and 11 derivative rows are listed below.
- Accepted by SEC: 05 Aug 2025, 19:52.
J. Calamari Nicholas - 28 May 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)
- Reporting relationship
- CAO and Senior Counsel
- Issuer ticker
- BETR
- Reported as of
- 28 May 2025
- Net transaction value
- -$71,472
- SEC form
- 4
- Accepted by SEC
- 05 Aug 2025, 19:52:18 UTC
- Prior SEC filing
- 05 May 2025
- Next SEC filing
- 02 Jun 2025
- Source filing
- View source filing
- Reporting owner signature
- /s/ Andrew Holt as attorney-in-fact
Source evidence
Original filing metadata and source links for verification.
5 source fields
Reporting owner
1 detail
Key filing fact
J. Calamari Nicholas filed Form 4 for Better Home & Finance Holding Co (BETR) on 05 Aug 2025.
Change
- Previous filing in this sequence was filed on 05 May 2025.
- Current net transaction value: -$71,472.
Research use
- This tells you what this filing adds before you inspect full transaction and derivative tables.
- You can trace every row back to the original SEC filing document.
Evidence
Filed on Form 4
View source filing
Ownership activity is grounded in SEC Form 4 disclosures.
Reporting Owners (1)
CIK 0001614749
Primary reporting owner
Nicholas J. Calamari
- Relationship
- CAO and Senior Counsel
- Address
- C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK
- Signature
- /s/ Andrew Holt as attorney-in-fact
- Signature date
- 05 Aug 2025
Reported non-derivative transactions
Shares, units, or other non-derivative securities reported in this filing.
BETR
transaction
Class A Common Stock
Options Exercise
- Transaction value
- $0
- Shares
- +9,500
- Change %
- Price
- $0.000000
- Shares after
- 9,500
- Date
- 01 Jul 2025
- Ownership
- Direct
BETR
transaction
Class A Common Stock
Tax liability
- Transaction value
- $47,786
- Shares
- -3,829
- Change %
- -40%
- Price
- $12.48
- Shares after
- 5,671
- Date
- 01 Jul 2025
- Ownership
- Direct
BETR
transaction
Class A Common Stock
Options Exercise
- Transaction value
- $0
- Shares
- +3,166
- Change %
- +56%
- Price
- $0.000000
- Shares after
- 8,837
- Date
- 01 Aug 2025
- Ownership
- Direct
BETR
transaction
Class A Common Stock
Tax liability
- Transaction value
- $17,035
- Shares
- -1,276
- Change %
- -14%
- Price
- $13.35
- Shares after
- 7,561
- Date
- 01 Aug 2025
- Ownership
- Direct
Reported derivative securities
Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.
BETR
transaction
Derivative
Restricted Stock Units (Class A)
Award
- Transaction value
- $0
- Shares
- +38,000
- Change %
- Price
- $0.000000
- Shares after
- 38,000
- Date
- 28 May 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 38,000
- Exercise price
- Footnotes
- F1, F2
BETR
transaction
Derivative
Restricted Stock Units (Class A)
Options Exercise
- Transaction value
- $0
- Shares
- -9,500
- Change %
- -25%
- Price
- $0.000000
- Shares after
- 28,500
- Date
- 01 Jul 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 9,500
- Exercise price
- Footnotes
- F1, F2
BETR
transaction
Derivative
Restricted Stock Units (Class A)
Options Exercise
- Transaction value
- $0
- Shares
- -3,166
- Change %
- -11%
- Price
- $0.000000
- Shares after
- 25,334
- Date
- 01 Aug 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 3,166
- Exercise price
- Footnotes
- F1, F2
BETR
transaction
Derivative
Class B Common Stock
Options Exercise
- Transaction value
- $0
- Shares
- +636
- Change %
- +0.5%
- Price
- $0.000000
- Shares after
- 127,437
- Date
- 01 Jul 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 636
- Exercise price
- Footnotes
- F3
BETR
transaction
Derivative
Class B Common Stock
Tax liability
- Transaction value
- $3,207
- Shares
- -257
- Change %
- -0.2%
- Price
- $12.48
- Shares after
- 127,180
- Date
- 01 Jul 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 257
- Exercise price
- Footnotes
- F3
BETR
transaction
Derivative
Restricted Stock Units (Class B)
Options Exercise
- Transaction value
- $0
- Shares
- -636
- Change %
- -50%
- Price
- $0.000000
- Shares after
- 642
- Date
- 01 Jul 2025
- Ownership
- Direct
- Underlying class
- Class B Common Stock
- Underlying amount
- 636
- Exercise price
- Footnotes
- F4, F5
BETR
transaction
Derivative
Class B Common Stock
Options Exercise
- Transaction value
- $0
- Shares
- +638
- Change %
- +0.5%
- Price
- $0.000000
- Shares after
- 127,818
- Date
- 01 Aug 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 638
- Exercise price
- Footnotes
- F3
BETR
transaction
Derivative
Class B Common Stock
Tax liability
- Transaction value
- $3,444
- Shares
- -258
- Change %
- -0.2%
- Price
- $13.35
- Shares after
- 127,560
- Date
- 01 Aug 2025
- Ownership
- Direct
- Underlying class
- Class A Common Stock
- Underlying amount
- 258
- Exercise price
- Footnotes
- F3
BETR
transaction
Derivative
Restricted Stock Units (Class B)
Options Exercise
- Transaction value
- $0
- Shares
- -638
- Change %
- -99%
- Price
- $0.000000
- Shares after
- 4
- Date
- 01 Aug 2025
- Ownership
- Direct
- Underlying class
- Class B Common Stock
- Underlying amount
- 638
- Exercise price
- Footnotes
- F4, F5
BETR
holding
Derivative
Class B Common Stock
No transaction description listed
- Transaction value
- Shares
- Change %
- Price
- Shares after
- 24,458
- Date
- 28 May 2025
- Ownership
- By the Nicholas J. Calamari Family Trust
- Underlying class
- Class A Common Stock
- Underlying amount
- 24,458
- Exercise price
- Footnotes
- F3
BETR
holding
Derivative
Class B Common Stock
No transaction description listed
- Transaction value
- Shares
- Change %
- Price
- Shares after
- 24,458
- Date
- 28 May 2025
- Ownership
- By the Anika G Austin Descendants Trust
- Underlying class
- Class A Common Stock
- Underlying amount
- 24,458
- Exercise price
- Footnotes
- F3
* marks a reported price that did not pass the local price check.
Additional SEC filing notes
Filing notes and footnotes
Explanation of responses 5 footnotes
Footnote F1
Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.
Footnote F2
The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.
Footnote F3
Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.
Footnote F4
Each restricted stock unit represents a contingent right to receive one share of the Issuers Class B Common Stock.
Footnote F5
The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.