Paula Tuffin - 28 May 2025 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Reporting relationship: General Counsel and CCO
Issuer ticker: BETR
Reported as of: 28 May 2025
Net transaction value: -$63,127
SEC form: 4
Accepted by SEC: 05 Aug 2025, 19:51:19 UTC
Prior SEC filing: 05 May 2025
Next SEC filing: 02 Jun 2025
Source filing: View source filing
Reporting owner signature: /s/ Andrew Holt, Attorney-in-Fact

Key filing fact

Paula Tuffin filed Form 4 for Better Home & Finance Holding Co (BETR) on 05 Aug 2025.

Key facts

This page summarizes Paula Tuffin's Form 4 filing for Better Home & Finance Holding Co (BETR).
13 reported transactions and 9 derivative rows are listed below.
Accepted by SEC: 05 Aug 2025, 19:51.

Change

Previous filing in this sequence was filed on 05 May 2025.
Current net transaction value: -$63,127.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001989210 Primary reporting owner

Tuffin Paula

Relationship: General Counsel and CCO
Address: C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK
Signature: /s/ Andrew Holt, Attorney-in-Fact
Signature date: 05 Aug 2025

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

BETR transaction

Class A Common Stock

Options Exercise

Transaction value: $0
Shares: +9,500
Change %: +573%
Price: $0.000000
Shares after: 11,157
Date: 01 Jul 2025
Ownership: Direct
Footnotes: F1

BETR transaction

Class A Common Stock

Tax liability

Transaction value: $42,869
Shares: -3,435
Change %: -31%
Price: $12.48
Shares after: 7,722
Date: 01 Jul 2025
Ownership: Direct

BETR transaction

Class A Common Stock

Options Exercise

Transaction value: $0
Shares: +3,166
Change %: +41%
Price: $0.000000
Shares after: 10,888
Date: 01 Aug 2025
Ownership: Direct

BETR transaction

Class A Common Stock

Tax liability

Transaction value: $15,286
Shares: -1,145
Change %: -11%
Price: $13.35
Shares after: 9,743
Date: 01 Aug 2025
Ownership: Direct

BETR holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 16,442
Date: 28 May 2025
Ownership: By Technology Stock Holding Master Trust/Series Tuffin 2021 Trust
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

BETR transaction Derivative

Restricted Stock Units (Class A)

Award

Transaction value: $0
Shares: +38,000
Change %
Price: $0.000000
Shares after: 38,000
Date: 28 May 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 38,000
Exercise price
Footnotes: F2, F3

BETR transaction Derivative

Restricted Stock Units (Class A)

Options Exercise

Transaction value: $0
Shares: -9,500
Change %: -25%
Price: $0.000000
Shares after: 28,500
Date: 01 Jul 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 9,500
Exercise price
Footnotes: F2, F3

BETR transaction Derivative

Restricted Stock Units (Class A)

Options Exercise

Transaction value: $0
Shares: -3,166
Change %: -11%
Price: $0.000000
Shares after: 25,334
Date: 01 Aug 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 3,166
Exercise price
Footnotes: F2, F3

BETR transaction Derivative

Class B Common Stock

Options Exercise

Transaction value: $0
Shares: +636
Change %: +2.6%
Price: $0.000000
Shares after: 25,055
Date: 01 Jul 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 636
Exercise price
Footnotes: F4

BETR transaction Derivative

Class B Common Stock

Tax liability

Transaction value: $2,396
Shares: -192
Change %: -0.77%
Price: $12.48
Shares after: 24,863
Date: 01 Jul 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 192
Exercise price
Footnotes: F4

BETR transaction Derivative

Restricted Stock Units (Class B)

Options Exercise

Transaction value: $0
Shares: -636
Change %: -33%
Price: $0.000000
Shares after: 1,278
Date: 01 Jul 2025
Ownership: Direct
Underlying class: Class B Common Stock
Underlying amount: 636
Exercise price
Footnotes: F5, F6

BETR transaction Derivative

Class B Common Stock

Options Exercise

Transaction value: $0
Shares: +638
Change %: +2.6%
Price: $0.000000
Shares after: 25,501
Date: 01 Aug 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 638
Exercise price
Footnotes: F4

BETR transaction Derivative

Class B Common Stock

Tax liability

Transaction value: $2,577
Shares: -193
Change %: -0.76%
Price: $13.35
Shares after: 25,308
Date: 01 Aug 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 193
Exercise price
Footnotes: F4

BETR transaction Derivative

Restricted Stock Units (Class B)

Options Exercise

Transaction value: $0
Shares: -638
Change %: -50%
Price: $0.000000
Shares after: 640
Date: 01 Aug 2025
Ownership: Direct
Underlying class: Class B Common Stock
Underlying amount: 638
Exercise price
Footnotes: F5, F6

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 6 footnotes

Footnote F1

On August 16, 2024, the Issuer effected a 1-for-50 reverse stock split of its shares of Class A Common Stock, which is reflected in the Reporting's Person's number of securities beneficially owned reported in this filing.

Footnote F2

Each restricted stock unit represents a contingent right to receive one share of Class A Common Stock.

Footnote F3

The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.

Footnote F4

Each share of Class B Common Stock is convertible at any time at the option of the Reporting Person into one share of Class A Common Stock and has no expiration date. Each share of Class B Common Stock will convert automatically into one share of Class A Common Stock in connection with: (i) any transfer, whether or not for value, except for certain permitted transfers described in the Issuers amended and restated certificate of incorporation, (ii) such time as the aggregate number of shares of Class B Common Stock outstanding ceases to represent 5% of the aggregate number of shares of Common Stock outstanding, (iii) the vote of 85% of the holders of Class B Common Stock outstanding; and (iv) following the date of the death or permanent disability of Betters founder.

Footnote F5

Each restricted stock unit represents a contingent right to receive one share of the Issuers Class B Common Stock.

Footnote F6

The restricted stock units were granted on October 1, 2022, and will vest subject to both time- and liquidity-based criteria. Under the time-based criteria, the Reporting Person was vested in 14/48ths of the restricted stock units on the grant date and the remaining restricted stock units will vest in equal 1/48ths of the restricted stock units on the first business day of each month such that the restricted stock units will be fully vested as of August 1, 2025, subject to the Reporting Persons continued employment. The liquidity-based criteria was satisfied on August 22, 2023 upon the consummation of the business combination between the Issuer (f/k/a Aurora Acquisition Corp), Aurora Merger Sub I, Inc. and Better HoldCo, Inc.