Carol Juel - 01 Mar 2025 Form 4 Insider Report for Synchrony Financial (SYF)

Source evidence Original filing metadata and source links for verification. 5 source fields
SEC form
4
Accepted by SEC
04 Mar 2025, 19:20:04 UTC
Prior SEC filing
20 Feb 2025
Next SEC filing
19 May 2025
Source filing
View source filing
Reporting owner 1 detail
Reporting owner signature
/s/ Danielle Do as attorney in fact

Key filing fact

Carol Juel filed Form 4 for Synchrony Financial (SYF) on 04 Mar 2025.

Key facts

  • This page summarizes Carol Juel's Form 4 filing for Synchrony Financial (SYF).
  • 11 reported transactions and 2 derivative rows are listed below.
  • Accepted by SEC: 04 Mar 2025, 19:20.

Change

  • Previous filing in this sequence was filed on 20 Feb 2025.
  • Current net transaction value: -$3,711,311.

Research use

  • This tells you what this filing adds before you inspect full transaction and derivative tables.
  • You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

SYF transaction

Common Stock

Award

Transaction value
$1,462,509
Shares
+24,102
Change %
+23%
Price
$60.68
Shares after
129,923
Date
01 Mar 2025
Ownership
Direct
Footnotes
F1
SYF transaction

Common Stock

Tax liability

Transaction value
$941,632
Shares
-15,518
Change %
-12%
Price
$60.68
Shares after
114,405
Date
01 Mar 2025
Ownership
Direct
Footnotes
F2
SYF transaction

Common Stock

Options Exercise

Transaction value
$569,826
Shares
+16,613
Change %
+15%
Price
$34.30
Shares after
131,018
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3
SYF transaction

Common Stock

Options Exercise

Transaction value
$608,402
Shares
+18,145
Change %
+14%
Price
$33.53
Shares after
149,163
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3
SYF transaction

Common Stock

Sale

Transaction value
$756,755
Shares
-13,177
Change %
-8.8%
Price
$57.43
Shares after
135,986
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3, F4
SYF transaction

Common Stock

Sale

Transaction value
$724,335
Shares
-12,367
Change %
-9.1%
Price
$58.57
Shares after
123,619
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3, F5
SYF transaction

Common Stock

Sale

Transaction value
$2,733,388
Shares
-46,102
Change %
-37%
Price
$59.29
Shares after
77,517
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3, F6
SYF transaction

Common Stock

Sale

Transaction value
$1,173,748
Shares
-19,404
Change %
-25%
Price
$60.49
Shares after
58,113
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3, F7
SYF transaction

Common Stock

Sale

Transaction value
$22,190
Shares
-363
Change %
-0.62%
Price
$61.13
Shares after
57,750
Date
03 Mar 2025
Ownership
Direct
Footnotes
F3, F8

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

SYF transaction Derivative

Employee Stock Option (right to buy)

Options Exercise

Transaction value
$0
Shares
-16,613
Change %
-100%
Price
$0.000000
Shares after
0
Date
03 Mar 2025
Ownership
Direct
Underlying class
Common Stock
Underlying amount
16,613
Exercise price
$34.30
Footnotes
F3, F9
SYF transaction Derivative

Employee Stock Option (right to buy)

Options Exercise

Transaction value
$0
Shares
-18,145
Change %
-100%
Price
$0.000000
Shares after
0
Date
03 Mar 2025
Ownership
Direct
Underlying class
Common Stock
Underlying amount
18,145
Exercise price
$33.53
Footnotes
F3, F10
* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Rule 10b5-1 trading plan

These transactions were reported as open-market trades under a Rule 10b5-1 plan. The plan lets an insider set trading instructions in advance, which can reduce the risk of trading while in possession of material nonpublic information.

Original filing language: transaction made pursuant to a contract, instruction, or written plan intended to satisfy Rule 10b5-1(c).

Explanation of responses 10 footnotes

Footnote F1

Represents restricted stock units that will vest in three equal annual installments of 33.33% each, beginning on the first anniversary of the grant date. Each restricted stock unit represents a contingent right to receive one share of Synchrony Financial (the "Company") common stock.

Footnote F2

Reflects the number of shares of Company common stock automatically withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of restricted stock units. No investment decision was made by the reporting person in connection with the withholding.

Footnote F3

This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 22, 2024.

Footnote F4

This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $56.96 to $57.87. Information regarding the number of shares sold at each price will be provided upon request.

Footnote F5

This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $57.98 to $58.92. Information regarding the number of shares sold at each price will be provided upon request.

Footnote F6

This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $58.96 to $59.95. Information regarding the number of shares sold at each price will be provided upon request.

Footnote F7

This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $59.96 to $60.93. Information regarding the number of shares sold at each price will be provided upon request.

Footnote F8

This price is a weighted average price. These shares were sold in multiple transactions at prices ranging from $61.05 to $61.19. Information regarding the number of shares sold at each price will be provided upon request.

Footnote F9

The reporting person was awarded employee stock options on April 1, 2017, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

Footnote F10

The reporting person was awarded employee stock options on April 1, 2018, which vest in five equal annual installments of 20% each, beginning on the first anniversary of the grant date.

SEC remarks

EVP, Chief Technology and Operating Officer

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