Sarah Lorene Sanders - 01 Oct 2026 Form 3 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Reporting relationship: Executive Vice President
Issuer ticker: CFFN
Reported as of: 01 Oct 2026
Net transaction value: $0
SEC form: 3
Accepted by SEC: 08 Oct 2026, 09:40:48 UTC
Source filing: View source filing
Reporting owner signature: /s/ Kent G. Townsend, under Power of Attorney

Key filing fact

Sarah Lorene Sanders filed Form 3 for Capitol Federal Financial, Inc. (CFFN) on 08 Oct 2026.

Key facts

This page summarizes Sarah Lorene Sanders's Form 3 filing for Capitol Federal Financial, Inc. (CFFN).
0 reported transactions and 2 derivative rows are listed below.
Accepted by SEC: 08 Oct 2026, 09:40.

Change

No earlier filing in this sequence is available for direct comparison.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Official SEC source

Ownership activity is grounded in SEC Form 3 disclosures.

View source filing

Reporting Owners (1)

CIK 0002159204 Primary reporting owner

Sanders Sarah Lorene

Relationship: Executive Vice President
Address: C/O CAPITOL FEDERAL FINANCIAL, INC., 700 SOUTH KANSAS AVENUE, TOPEKA
Signature: /s/ Kent G. Townsend, under Power of Attorney
Signature date: 08 Oct 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CFFN holding

CFFN common stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 27,609
Date: 01 Oct 2026
Ownership: Direct
Footnotes: F1

CFFN holding

CFFN common stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 49,497
Date: 01 Oct 2026
Ownership: ESOP

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CFFN holding Derivative

CFFN Phantom Stock 2024

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after
Date: 01 Oct 2026
Ownership: Direct
Underlying class: CFFN common stock
Underlying amount: 829
Exercise price: $5.91
Footnotes: F2

CFFN holding Derivative

CFFN Phantom Stock 2025

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after
Date: 01 Oct 2026
Ownership: Direct
Underlying class: CFFN common stock
Underlying amount: 2,699
Exercise price: $6.81
Footnotes: F2

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 2 footnotes

Footnote F1

Includes 17,000 unvested shares from a restricted stock award under the Issuer's 2026 Omnibus Incentive Plan with the following vesting schedule: five equal annual installments with the first installment vesting on September 30, 2027 and each subsequent installment vesting on each September 30th thereafter.

Footnote F2

The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.