Chad M. Smith - 01 Sep 2026 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Reporting relationship: President, BMC
Issuer ticker: BETR
Reported as of: 01 Sep 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 02 Sep 2026, 18:14:08 UTC
Prior SEC filing: 20 Aug 2026
Source filing: View source filing
Reporting owner signature: /s/ Andrew Holt, Attorney-in-Fact

Key filing fact

Chad M. Smith filed Form 4 for Better Home & Finance Holding Co (BETR) on 02 Sep 2026.

Key facts

This page summarizes Chad M. Smith's Form 4 filing for Better Home & Finance Holding Co (BETR).
3 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 02 Sep 2026, 18:14.

Change

Previous filing in this sequence was filed on 20 Aug 2026.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002022869 Primary reporting owner

Smith Chad M.

Relationship: President, BMC
Address: C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK
Signature: /s/ Andrew Holt, Attorney-in-Fact
Signature date: 02 Sep 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

BETR transaction

Class A Common Stock

Award

Transaction value
Shares: +11,243
Change %
Price: $0.000000^*
Shares after: 11,243
Date: 01 Sep 2026
Ownership: Direct
Footnotes: F1, F2

BETR transaction

Class A Common Stock

Options Exercise

Transaction value
Shares: +10,000
Change %: +77%
Price: $0.000000^*
Shares after: 22,936
Date: 01 Sep 2026
Ownership: Direct

BETR holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 25,209
Date: 01 Sep 2026
Ownership: By Trust
Footnotes: F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

BETR transaction Derivative

Restricted Stock Units (Class A)

Options Exercise

Transaction value
Shares: -10,000
Change %: -29%
Price: $0.000000^*
Shares after: 25,000
Date: 01 Sep 2026
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 10,000
Exercise price
Footnotes: F3, F4

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

Represents grant of restricted stock units ("RSUs") that vested immediately and were granted pursuant to a compensatory arrangement approved by the Issuer's board of directors.

Footnote F2

The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 1,693 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.

Footnote F3

Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock.

Footnote F4

The RSUs reported herein vested on an accelerated basis pursuant to acceleration approved by the Issuer's board of directors.