Wolfe Repass - 31 Jul 2026 Form 4 Insider Report for Fold Holdings, Inc. (FLD)

Reporting relationship: Chief Financial Officer
Issuer ticker: FLD
Reported as of: 31 Jul 2026
Net transaction value: -$555
SEC form: 4
Accepted by SEC: 04 Aug 2026, 21:30:12 UTC
Prior SEC filing: 06 Jul 2026
Next SEC filing: 20 Aug 2026
Source filing: View source filing
Reporting owner signature: /s/ Audrey Bartosh, Attorney-in-Fact

Key filing fact

Wolfe Repass filed Form 4 for Fold Holdings, Inc. (FLD) on 04 Aug 2026.

Key facts

This page summarizes Wolfe Repass's Form 4 filing for Fold Holdings, Inc. (FLD).
9 reported transactions and 3 derivative rows are listed below.
Accepted by SEC: 04 Aug 2026, 21:30.

Change

Previous filing in this sequence was filed on 06 Jul 2026.
Current net transaction value: -$555.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002057456 Primary reporting owner

Repass Wolfe

Relationship: Chief Financial Officer
Address: 2942 NORTH 24TH ST, SUITE 115, #42035, PHOENIX
Signature: /s/ Audrey Bartosh, Attorney-in-Fact
Signature date: 04 Aug 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

FLD transaction

Common Stock

Options Exercise

Transaction value
Shares: +2,638
Change %: +0.36%
Price
Shares after: 736,797
Date: 31 Jul 2026
Ownership: Direct
Footnotes: F1

FLD transaction

Common Stock

Options Exercise

Transaction value
Shares: +17
Change %: +0%
Price
Shares after: 736,814
Date: 31 Jul 2026
Ownership: Direct
Footnotes: F1

FLD transaction

Common Stock

Options Exercise

Transaction value
Shares: +1,540
Change %: +0.21%
Price
Shares after: 738,354
Date: 31 Jul 2026
Ownership: Direct
Footnotes: F1

FLD transaction

Common Stock

Sale

Transaction value: $348
Shares: -740
Change %: -0.1%
Price: $0.4700
Shares after: 737,614
Date: 03 Aug 2026
Ownership: Direct
Footnotes: F2

FLD transaction

Common Stock

Sale

Transaction value: $2.35
Shares: -5
Change %: -0%
Price: $0.4700
Shares after: 737,609
Date: 03 Aug 2026
Ownership: Direct
Footnotes: F2

FLD transaction

Common Stock

Sale

Transaction value: $204
Shares: -435
Change %: -0.06%
Price: $0.4700
Shares after: 737,174
Date: 03 Aug 2026
Ownership: Direct
Footnotes: F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

FLD transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value
Shares: -2,638
Change %: -12%
Price
Shares after: 18,472
Date: 31 Jul 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 2,638
Exercise price
Footnotes: F3, F4, F5

FLD transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value
Shares: -17
Change %: -7.1%
Price
Shares after: 224
Date: 31 Jul 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 17
Exercise price
Footnotes: F3, F5, F6

FLD transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value
Shares: -1,540
Change %: -4.3%
Price
Shares after: 33,875
Date: 31 Jul 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,540
Exercise price
Footnotes: F3, F5, F7

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 7 footnotes

Footnote F1

Restricted stock units convert into common stock on a one-for-one basis.

Footnote F2

The sale reported on this Form 4 represents shares sold by Mr. Repass to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Repass.

Footnote F3

Not applicable.

Footnote F4

The restricted stock units vest as to one-fourth of the underlying shares beginning on March 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was satisfied upon the merger described in Footnote 5.

Footnote F5

Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).

Footnote F6

The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the Merger.

Footnote F7

The restricted stock units vest as to one-fourth of the underlying shares beginning on June 1, 2025 and thereafter in 48 equal monthly installments, subject to Mr. Repass' continued service through the applicable vesting date and a liquidity event vesting condition.The liquidity event vesting condition was deemed met upon the Merger.

SEC remarks

Exhibit 24 - Power of Attorney (incorporated by reference to the Power of Attorney filed as Exhibit 24 to the Form 4 filed by Mr. Repass on February 20, 2026).