McCardle James T. III - 21 Jul 2026 Form 4 Insider Report for Rhinebeck Bancorp, Inc. (RBKB)

Reporting relationship: Chief Credit & Risk Officer
Issuer ticker: RBKB
Reported as of: 21 Jul 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 21 Jul 2026, 17:37:45 UTC
Prior SEC filing: 28 May 2026
Source filing: View source filing
Reporting owner signature: /s/ Scott A. Brown, pursuant to power of attorney

Key filing fact

McCardle James T. III filed Form 4 for Rhinebeck Bancorp, Inc. (RBKB) on 21 Jul 2026.

Key facts

This page summarizes McCardle James T. III's Form 4 filing for Rhinebeck Bancorp, Inc. (RBKB).
1 reported transaction and 1 derivative row are listed below.
Accepted by SEC: 21 Jul 2026, 17:37.

Change

Previous filing in this sequence was filed on 28 May 2026.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001764142 Primary reporting owner

McCardle James T. III

Relationship: Chief Credit & Risk Officer
Address: 2 JEFFERSON PLAZA, POUGHKEEPSIE
Signature: /s/ Scott A. Brown, pursuant to power of attorney
Signature date: 21 Jul 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

RBKB transaction

Common Stock

Award

Transaction value
Shares: +2,500
Change %: +18%
Price: $10.00^*
Shares after: 16,279
Date: 21 Jul 2026
Ownership: By 401(k)
Footnotes: F1

RBKB holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 16,440
Date: 21 Jul 2026
Ownership: Direct
Footnotes: F1, F2

RBKB holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 5,178
Date: 21 Jul 2026
Ownership: By ESOP
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

RBKB holding Derivative

Stock Options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 39,138
Date: 21 Jul 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 39,138
Exercise price: $4.70
Footnotes: F1, F3, F4

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual to stock conversion.

Footnote F2

Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.

Footnote F3

Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio in connection with the Company's mutual to stock conversion.

Footnote F4

Stock options are fully vested.