Kerry Whorton Cooper - 29 May 2026 Form 4 Insider Report for Upstart Holdings, Inc. (UPST)

Reporting relationship: Director
Issuer ticker: UPST
Reported as of: 29 May 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 02 Jun 2026, 16:33:25 UTC
Prior SEC filing: 26 May 2026
Next SEC filing: 03 Jun 2026
Source filing: View source filing
Reporting owner signature: /s/ Steven Madrid, by power of attorney

Key filing fact

Kerry Whorton Cooper filed Form 4 for Upstart Holdings, Inc. (UPST) on 02 Jun 2026.

Key facts

This page summarizes Kerry Whorton Cooper's Form 4 filing for Upstart Holdings, Inc. (UPST).
1 reported transaction and 0 derivative rows are listed below.
Accepted by SEC: 02 Jun 2026, 16:33.

Change

Previous filing in this sequence was filed on 26 May 2026.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001817263 Primary reporting owner

Cooper Kerry Whorton

Relationship: Director
Address: C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Signature: /s/ Steven Madrid, by power of attorney
Signature date: 02 Jun 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

UPST transaction

Common Stock

Award

Transaction value
Shares: +6,476
Change %
Price: $0.000000^*
Shares after: 6,476
Date: 29 May 2026
Ownership: Direct
Footnotes: F1

UPST holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 2,000
Date: 29 May 2026
Ownership: See Footnote
Footnotes: F2

UPST holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 27,707
Date: 29 May 2026
Ownership: See Footnote
Footnotes: F3, F4

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

These securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock. 100% of the RSUs shall vest on the earlier of May 29, 2027 or the day prior to the date of the Issuer's 2027 annual meeting of stockholders, subject to the Reporting Person continuing as a service provider through such date.

Footnote F2

Shares held in the Reporting Person's Individual Retirement Account (IRA).

Footnote F3

These shares are held by the Edward and Kerry Cooper Living Trust, for which the Reporting Person and her spouse serve as co-trustees.

Footnote F4

The number of shares held reflects the deposit of 4,314 shares of Common Stock from the Reporting Person to the Edward and Kerry Cooper Living Trust.