Albert L. Lord - 31 Oct 2025 Form 4 Insider Report for AppTech Payments Corp. (APCX)

Reporting relationship: Director
Issuer ticker: APCX
Reported as of: 31 Oct 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 22 May 2026, 16:10:06 UTC
Prior SEC filing: 16 Jun 2025
Next SEC filing: 28 Nov 2025
Source filing: View source filing
Reporting owner signature: /s/ Albert L. Lord

Key filing fact

Albert L. Lord filed Form 4 for AppTech Payments Corp. (APCX) on 22 May 2026.

Key facts

This page summarizes Albert L. Lord's Form 4 filing for AppTech Payments Corp. (APCX).
3 reported transactions and 2 derivative rows are listed below.
Accepted by SEC: 22 May 2026, 16:10.

Change

Previous filing in this sequence was filed on 16 Jun 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001065138 Primary reporting owner

LORD ALBERT L

Relationship: Director
Address: C/O APPTECH PAYMENTS CORP., 5876 OWENS AVE., SUITE 100, CARLSBAD
Signature: /s/ Albert L. Lord
Signature date: 22 May 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

APCX transaction

Common Stock

Purchase

Transaction value
Shares: +1,000,000
Change %
Price: $1.00^*
Shares after: 1,000,000
Date: 31 Oct 2025
Ownership: Suzanne D. Lord 2025 Spousal Estate Reduction Trust
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

APCX transaction Derivative

Firm Warrant 6

Award

Transaction value
Shares: +1,000,000
Change %
Price: $0.000000^*
Shares after: 1,000,000
Date: 31 Oct 2025
Ownership: Suzanne D. Lord 2025 Spousal Estate Reduction Trust
Underlying class: Common Stock
Underlying amount: 1,000,000
Exercise price: $0.9000
Footnotes: F2

APCX transaction Derivative

Firm Warrant 7

Award

Transaction value
Shares: +1,500,000
Change %
Price: $0.000000^*
Shares after: 1,500,000
Date: 31 Oct 2025
Ownership: Suzanne D. Lord 2025 Spousal Estate Reduction Trust
Underlying class: Common Stock
Underlying amount: 1,500,000
Exercise price: $1.20
Footnotes: F2

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Section 16 status

Albert L. Lord is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may still apply in specific circumstances.

Explanation of responses 2 footnotes

Footnote F1

The Reporting Person's spouse has voting and dispositive control of Suzanne D Lord 2025 Spousal Estate Reduction Trust. Mr. Lord disclaims beneficial ownership of such shares and warrants except to the extent of his pecuniary interest therein.

Footnote F2

Warrants were issued in conjunction with direct investments in the Company, where each $1.00 investment resulted in the issuance of one share of common stock, one warrant exercisable at $0.90, and 150% additional warrant coverage exercisable at $1.20.