Paul Gu - 13 May 2026 Form 4 Insider Report for Upstart Holdings, Inc. (UPST)

Reporting relationship: Chief Executive Officer, Director
Issuer ticker: UPST
Reported as of: 13 May 2026
Net transaction value: +$1,375,000
SEC form: 4
Accepted by SEC: 14 May 2026, 08:24:11 UTC
Prior SEC filing: 03 Mar 2026
Source filing: View source filing
Reporting owner signature: /s/ Steven Madrid, by power of attorney

Key filing fact

Paul Gu filed Form 4 for Upstart Holdings, Inc. (UPST) on 14 May 2026.

Key facts

This page summarizes Paul Gu's Form 4 filing for Upstart Holdings, Inc. (UPST).
1 reported transaction and 0 derivative rows are listed below.
Accepted by SEC: 14 May 2026, 08:24.

Change

Previous filing in this sequence was filed on 03 Mar 2026.
Current net transaction value: +$1,375,000.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001832812 Primary reporting owner

Gu Paul

Relationship: Chief Executive Officer, Director
Address: C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 410, SAN MATEO
Signature: /s/ Steven Madrid, by power of attorney
Signature date: 13 May 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

UPST transaction

Common Stock

Purchase

Transaction value: $1,375,000
Shares: +50,000
Change %: +250%
Price: $27.50
Shares after: 70,000
Date: 13 May 2026
Ownership: by trust
Footnotes: F1

UPST holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 1,102,616
Date: 13 May 2026
Ownership: Direct
Footnotes: F2, F3

UPST holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 44,930
Date: 13 May 2026
Ownership: by trust
Footnotes: F4

UPST holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 80,000
Date: 13 May 2026
Ownership: by LLC
Footnotes: F5

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 5 footnotes

Footnote F1

The reportable securities are owned by The Gu Qiao Family Trust, of which the Reporting Person is a managing member.

Footnote F2

Includes 390 shares acquired on February 13, 2026 under the Issuer's 2020 Employee Stock Purchase Plan.

Footnote F3

Certain of these securities are restricted stock units (RSUs). Each RSU represents a contingent right to receive one share of Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Footnote F4

The reportable securities are owned by The Paul Xinquan Gu 2021 Gifting Trust, of which the Reporting Person is a trustee.

Footnote F5

The reportable securities are owned by JECCO, LLC, of which the Reporting Person is a managing member.