Steven E. Cunningham - 28 Apr 2026 Form 4 Insider Report for Enova International, Inc. (ENVA)

Reporting relationship: Chief Executive Officer, Director
Issuer ticker: ENVA
Reported as of: 28 Apr 2026
Net transaction value: -$1,378,026
SEC form: 4
Accepted by SEC: 30 Apr 2026, 16:30:02 UTC
Prior SEC filing: 13 Feb 2026
Next SEC filing: 15 May 2026
Source filing: View source filing
Reporting owner signature: /s/ Sean Rahilly, as attorney in fact

Key filing fact

Steven E. Cunningham filed Form 4 for Enova International, Inc. (ENVA) on 30 Apr 2026.

Key facts

This page summarizes Steven E. Cunningham's Form 4 filing for Enova International, Inc. (ENVA).
4 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 30 Apr 2026, 16:30.

Change

Previous filing in this sequence was filed on 13 Feb 2026.
Current net transaction value: -$1,378,026.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001575452 Primary reporting owner

Cunningham Steven E

Relationship: Chief Executive Officer, Director
Address: C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BOULEVARD, SUITE 600, CHICAGO
Signature: /s/ Sean Rahilly, as attorney in fact
Signature date: 30 Apr 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

ENVA transaction

Common stock, par value $0.00001 per share

Sale

Transaction value: $729,378
Shares: -4,156
Change %: -3.3%
Price: $175.50
Shares after: 122,945
Date: 28 Apr 2026
Ownership: Direct

ENVA transaction

Common stock, par value $0.00001 per share

Options Exercise

Transaction value
Shares: +3,696
Change %: +3%
Price: $31.98^*
Shares after: 126,641
Date: 28 Apr 2026
Ownership: Direct

ENVA transaction

Common stock, par value $0.00001 per share

Sale

Transaction value: $648,648
Shares: -3,696
Change %: -2.9%
Price: $175.50
Shares after: 122,945
Date: 28 Apr 2026
Ownership: Direct

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

ENVA transaction Derivative

Non-Qualified Stock Option (right to buy) with limited SAR

Options Exercise

Transaction value
Shares: -3,696
Change %: -33%
Price: $0.000000^*
Shares after: 7,391
Date: 28 Apr 2026
Ownership: Direct
Underlying class: Common stock; par value $0.00001 per share
Underlying amount: 3,696
Exercise price: $31.98
Footnotes: F1, F2, F3

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 3 footnotes

Footnote F1

The limited stock appreciation right ("SAR") and employee stock option were granted in tandem. Accordingly, the exercise of one results in the expiration of the other. The SAR may be exercised only during the period beginning on the first day following the date that a "Change in Control" of Issuer occurs (as defined in the related grant agreement) and ending on the thirtieth day following such date. Upon exercise, the grantee shall be able to receive an amount equal to the product computed by multiplying (i) the excess of the "Offer Value Per Share" over the exercise price of the underlying option by (ii) the number of shares with respect to which the SAR is being exercised; provided, that such amount shall only be payable in the event an "Offer" is made.

Footnote F2

The "Offer Value Per Share" means the average selling price of Issuer's common stock during the period of 30 days ending on the date on which the SAR is exercised. "Offer" means any tender offer or exchange offer for outstanding shares of Issuer representing at least 30% of the total voting power of the stock of Issuer, or an offer to purchase assets from Issuer that have a total gross fair market value equal to or more than 40% of the total gross fair market value of all of the assets of Issuer, other than an offer made by Issuer.

Footnote F3

The options vested in substantially equal one-third increments on each of the following dates: February 2, 2023, February 3, 2024 and February 3, 2025.