Todd G. Schwartz - 28 Apr 2026 Form 4 Insider Report for OppFi Inc. (OPFI)

Reporting relationship: Chief Executive Officer, Director, 10%+ Owner
Issuer ticker: OPFI
Reported as of: 28 Apr 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 30 Apr 2026, 16:25:15 UTC
Prior SEC filing: 22 Apr 2026
Next SEC filing: 06 Jul 2026
Source filing: View source filing
Reporting owner signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz

Key filing fact

Todd G. Schwartz filed Form 4 for OppFi Inc. (OPFI) on 30 Apr 2026.

Key facts

This page summarizes Todd G. Schwartz's Form 4 filing for OppFi Inc. (OPFI).
6 reported transactions and 2 derivative rows are listed below.
Accepted by SEC: 30 Apr 2026, 16:25.

Change

Previous filing in this sequence was filed on 22 Apr 2026.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001873026 Primary reporting owner

Schwartz Todd G.

Relationship: Chief Executive Officer, Director, 10%+ Owner
Address: ONE NORTH WACKER DRIVE, SUITE 3605, CHICAGO
Signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz
Signature date: 30 Apr 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

OPFI transaction

Class V Common Stock

Disposed to Issuer

Transaction value
Shares: -54,137,072
Change %: -92%
Price: $0.000000^*
Shares after: 4,501,169
Date: 28 Apr 2026
Ownership: By OppFi Shares, LLC
Footnotes: F1, F2, F3

OPFI transaction

Class A Common Stock

Options Exercise

Transaction value
Shares: +24,656,083
Change %
Price: $0.000000^*
Shares after: 24,656,083
Date: 28 Apr 2026
Ownership: By TGS Capital Group, LP
Footnotes: F4, F5

OPFI transaction

Class A Common Stock

Options Exercise

Transaction value
Shares: +1,949,309
Change %
Price: $0.000000^*
Shares after: 1,949,309
Date: 28 Apr 2026
Ownership: By TGS MCS Capital Group LP
Footnotes: F4, F6

OPFI transaction

Class V Common Stock

Disposed to Issuer

Transaction value
Shares: -4,501,169
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By OppFi Shares, LLC
Footnotes: F1, F3, F7

OPFI holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 308,850
Date: 28 Apr 2026
Ownership: Direct

OPFI holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 433,733
Date: 28 Apr 2026
Ownership: By TGS Revocable Trust
Footnotes: F8

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

OPFI transaction Derivative

Class A Common Units

Options Exercise

Transaction value
Shares: -24,656,083
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By TGS Capital Group, LP
Underlying class: Class A Common Stock
Underlying amount: 24,656,083
Exercise price: $0.000000
Footnotes: F5, F9

OPFI transaction Derivative

Class A Common Units

Options Exercise

Transaction value
Shares: -1,949,309
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By TGS MCS Capital Group LP
Underlying class: Class A Common Stock
Underlying amount: 1,949,309
Exercise price: $0.000000
Footnotes: F6, F9

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 9 footnotes

Footnote F1

Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the holder exercised Exchange Rights (as defined below in footnote 9).

Footnote F2

Reflects the surrender and cancellation of shares of Class V Common Stock to the Issuer in connection with the exchange of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial") by members thereof for shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement").

Footnote F3

The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

Footnote F4

Reflects shares of Class A Common Stock received in connection with the exercise of the Exchange Rights.

Footnote F5

The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

Footnote F6

These securities are held by TGS MCS Capital Group LP ("MCS"), of which the reporting person is the manager of the general partner. MCS is a member of Opportunity Financial and the reporting person has the right to cause MCS to exercise for the benefit of the reporting person MCS's Exchange Rights with respect to the Common Units indirectly held by the reporting person.

Footnote F7

Pursuant to the Corporate Simplification Agreement, dated April 28, 2026 (the "Corporate Simplification Agreement"), each outstanding Common Unit of Opportunity Financial held by any members of Opportunity Financial was canceled and converted automatically into the right to receive one validly issued, fully paid and non-assessable share of Class A Common Stock. In connection therewith, pursuant to the Corporate Simplification Agreement, OFS surrendered to the Issuer the outstanding shares of Class V Common Stock it owned.

Footnote F8

The reporting person is the sole trustee of TGS Revocable Trust.

Footnote F9

Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the LLC Agreement or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").