Theodore G. Schwartz - 28 Apr 2026 Form 4 Insider Report for OppFi Inc. (OPFI)

Reporting relationship: Director, 10%+ Owner
Issuer ticker: OPFI
Reported as of: 28 Apr 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 30 Apr 2026, 16:24:46 UTC
Prior SEC filing: 16 Dec 2025
Next SEC filing: 10 Jun 2026
Source filing: View source filing
Reporting owner signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Theodore G. Schwartz

Key filing fact

Theodore G. Schwartz filed Form 4 for OppFi Inc. (OPFI) on 30 Apr 2026.

Key facts

This page summarizes Theodore G. Schwartz's Form 4 filing for OppFi Inc. (OPFI).
6 reported transactions and 2 derivative rows are listed below.
Accepted by SEC: 30 Apr 2026, 16:24.

Change

Previous filing in this sequence was filed on 16 Dec 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001001874 Primary reporting owner

SCHWARTZ THEODORE G

Relationship: Director, 10%+ Owner
Address: ONE NORTH WACKER DRIVE, SUITE 3605, CHICAGO
Signature: /s/ Marv Gurevich, Esq., as attorney-in-fact for Theodore G. Schwartz
Signature date: 30 Apr 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

OPFI transaction

Class V Common Stock

Disposed to Issuer

Transaction value
Shares: -18,887,359
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By OppFi Shares, LLC
Footnotes: F1, F2, F3

OPFI transaction

Class V Common Stock

Disposed to Issuer

Transaction value
Shares: -3,000,000
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By OppFi Shares, LLC
Footnotes: F1, F2, F3

OPFI transaction

Class A Common Stock

Options Exercise

Transaction value
Shares: +18,887,359
Change %
Price: $0.000000^*
Shares after: 18,887,359
Date: 28 Apr 2026
Ownership: By LTHS Capital Group LP
Footnotes: F4, F5

OPFI transaction

Class A Common Stock

Options Exercise

Transaction value
Shares: +3,000,000
Change %
Price: $0.000000^*
Shares after: 3,000,000
Date: 28 Apr 2026
Ownership: By LTHS Revocable Trust
Footnotes: F4

OPFI holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 12,907
Date: 28 Apr 2026
Ownership: Direct

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

OPFI transaction Derivative

Class A Common Units

Options Exercise

Transaction value
Shares: -18,887,359
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By LTHS Capital Group LP
Underlying class: Class A Common Stock
Underlying amount: 18,887,359
Exercise price: $0.000000
Footnotes: F5, F6

OPFI transaction Derivative

Class A Common Units

Options Exercise

Transaction value
Shares: -3,000,000
Change %: -100%
Price: $0.000000^*
Shares after: 0
Date: 28 Apr 2026
Ownership: By LTHS Revocable Trust
Underlying class: Class A Common Stock
Underlying amount: 3,000,000
Exercise price: $0.000000
Footnotes: F6

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 6 footnotes

Footnote F1

Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of OppFi Inc. (the "Issuer") represented voting, non-economic interests in the Issuer. Except as provided in the Issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock were entitled to one vote per share of Class V Common Stock on all matters to be voted on by the Issuer's stockholders generally. The shares of Class V Common Stock would be cancelled by the Issuer if the reporting person exercised (or caused LTHS Capital Group LP or LTHS Revocable Trust to exercise) Exchange Rights (as defined below in footnote 6).

Footnote F2

Reflects the cancellation of shares of Class V Common Stock in connection with the exercise of the Exchange Rights with respect to an equivalent number of Class A common units ("Common Units") of Opportunity Financial, LLC ("Opportunity Financial").

Footnote F3

The shares of Class V Common Stock were held by OppFi Shares, LLC ("OFS"), which had sole voting power over the shares of Class V Common Stock reported in Table I hereof. The reporting person had the indirect right to cause OFS to dispose of the shares of Class V Common Stock reported in Table I hereof to the Issuer pursuant to the reporting person's (or LTHS Capital Group LP's or LTHS Revocable Trust's) Exchange Rights.

Footnote F4

Reflects shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock") received in connection with the exercise of the Exchange Rights.

Footnote F5

The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

Footnote F6

Common Units of Opportunity Financial generally represented economic, non-voting interests in Opportunity Financial. The Issuer is the sole manager of Opportunity Financial and controls Opportunity Financial, except as provided by the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial (the "LLC Agreement") or applicable law. Pursuant to the LLC Agreement, each Common Unit could be exchanged by the holder from time to time for either one share of Class A Common Stock or, at the election of the Issuer in its capacity as the sole manager of Opportunity Financial, the cash equivalent of the market value of one share of Class A Common Stock (the "Exchange Rights").