Jon R. Wilcox - 02 Sep 2025 Form 4 Insider Report for Mechanics Bancorp (MCHB)

Role
Director
Signature
/s/ Glenn Shrader, Attorney in fact for Jon R. Wilcox
Issuer symbol
MCHB
Transactions as of
02 Sep 2025
Net transactions value
$0
Form type
4
Filing time
03 Feb 2026, 17:54:01 UTC

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Wilcox Jon R Director 1111 CIVIC DR STE 390, WALNUT CREEK /s/ Glenn Shrader, Attorney in fact for Jon R. Wilcox 03 Feb 2026 0002105535

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction MCHB Class A Common Stock Award +13,204 13,204 02 Sep 2025 Direct F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction MCHB Incentive Units - Deferred Award $0 +2,554 +6903% $0.000000 2,591 02 Sep 2025 Class A Common Stock 2,554 Direct F2, F3, F4, F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Received in exchange for an aggregate of four shares of Mechanics Bank ("MB") original voting common stock and MB restricted stock units in connection with the merger of HomeStreet Bank, a wholly owned subsidiary of Issuer, with and into MB, pursuant to which MB continued as the surviving corporation and as a wholly owned subsidiary of Issuer (the "Merger").
F2 As consideration for the Merger, (i) each share of MB voting common stock converted into the right to receive 3,301.0920 shares of Issuer Class A Common Stock, which, on the effective date of the Merger, had a closing price of $13.87 per share, (ii) each MB restricted stock unit of the Reporting Person converted into restricted stock units of Issuer for the right to receive 3,301.0920 shares of Issuer Class A Common Stock, and (iii) each MB incentive unit of the Reporting Person converted into incentive units of Issuer of the economic equivalent of 3,301.0920 shares of Issuer Class A Common Stock.
F3 Each incentive unit is the economic equivalent of one share of Issuer Class A Common Stock.
F4 The Reporting Person has elected to defer payment on such incentive units until the earlier of (i) the retirement or termination of the Reporting Person, or (ii) a change in control of Issuer.
F5 Includes 37 incentive units acquired on December 15, 2025 pursuant to dividend reinvestment.