Scott Cornelis - 01 Jan 2026 Form 3 Insider Report for Enova International, Inc. (ENVA)

Role: Chief Financial Officer
Signature: /s/ Sean Rahilly, as attorney in fact
Issuer symbol: ENVA
Transactions as of: 01 Jan 2026
Net transactions value: $0
Form type: 3
Filing time: 07 Jan 2026, 17:18:15 UTC
Next filing: 09 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Cornelis Scott	Chief Financial Officer	175 W. JACKSON BLVD., SUITE 600, CHICAGO	/s/ Sean Rahilly, as attorney in fact	07 Jan 2026	0002104070

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	ENVA	Common stock, par value $0.00001 per share						8,730	01 Jan 2026	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes: (i) 823 RSUs awarded on February 8, 2022 which are scheduled to vest on February 8, 2026; (ii) 1,854 RSUs awarded on May 10, 2022 which are scheduled to vest on May 10, 2026; (iii) 1,678 RSUs awarded on February 8, 2023 scheduled to vest in substantially equal increments on each of the following dates: February 8, 2026 and February 8, 2027; (iv) 2,562 RSUs awarded on February 6, 2024, which are scheduled to vest scheduled to vest in substantially equal one-third increments on each of the following dates: February 6, 2026, February 6, 2027, and February 6, 2028; and (v) 1,813 RSUs awarded on February 5, 2025 which are scheduled to vest in substantially equal one-fourth increments on each of the following dates: February 5, 2026, February 5, 2027, February 5, 2028, and February 5, 2029.

Content

Includes: (i) 823 RSUs awarded on February 8, 2022 which are scheduled to vest on February 8, 2026; (ii) 1,854 RSUs awarded on May 10, 2022 which are scheduled to vest on May 10, 2026; (iii) 1,678 RSUs awarded on February 8, 2023 scheduled to vest in substantially equal increments on each of the following dates: February 8, 2026 and February 8, 2027; (iv) 2,562 RSUs awarded on February 6, 2024, which are scheduled to vest scheduled to vest in substantially equal one-third increments on each of the following dates: February 6, 2026, February 6, 2027, and February 6, 2028; and (v) 1,813 RSUs awarded on February 5, 2025 which are scheduled to vest in substantially equal one-fourth increments on each of the following dates: February 5, 2026, February 5, 2027, February 5, 2028, and February 5, 2029.