Jason D. Sirkel - 01 Mar 2026 Form 4 Insider Report for Stellar Bancorp, Inc. (STEL)

Role: Chief Banking Officer
Signature: /s/ Justin M. Long, attorney-in-fact
Issuer symbol: STEL
Transactions as of: 01 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 03 Mar 2026, 17:35:15 UTC
Previous filing: 12 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Sirkel Jason D.	Chief Banking Officer	9 GREENWAY PLAZA, SUITE 110, HOUSTON	/s/ Justin M. Long, attorney-in-fact	03 Mar 2026	0002100906

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	STEL	Common Stock	Award	$0	+2,328	+7.4%	$0.000000	33,651	01 Mar 2026	Direct	F1
transaction	STEL	Common Stock	Award	$0	+2,328	+6.9%	$0.000000	35,979	01 Mar 2026	Direct	F2
holding	STEL	Employee Stock Option (right to buy)						30,000	01 Mar 2026	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents restricted shares of common stock, which vest in approximately equal installments on March 1, 2027, 2028 and 2029, subject to continued employment with the issuer on such date.
F2	Represents award of performance share units subject to time and performance vesting conditions.