Ewa Maria Stasiowska - 26 Jan 2026 Form 4 Insider Report for Live Oak Bancshares, Inc. (LOB)

Role: Chief Risk Officer
Signature: /s/ Jonathan A. Greene, By Power of Attorney
Issuer symbol: LOB
Transactions as of: 26 Jan 2026
Net transactions value: +$99,999
Form type: 4
Filing time: 28 Jan 2026, 16:42:58 UTC
Previous filing: 05 Dec 2025
Next filing: 11 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Stasiowska Ewa Maria	Chief Risk Officer	1741 TIBURON DRIVE, WILMINGTON	/s/ Jonathan A. Greene, By Power of Attorney	28 Jan 2026	0002099502

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LOB	Voting Common Stock	Purchase	$99,999	+2,595		$38.53	2,595	26 Jan 2026	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	This transaction was executed in multiple trades at prices ranging from $38.532 to $38.535. The price reported in Column 4 is a weighted average price. The reporting person hereby undertakes to provide upon request to the SEC staff, the Issuer or a security holder of the Issuer full information regarding the number of shares and prices at which the trades were effected.