Lee Ann Cragg - 10 Dec 2025 Form 3 Insider Report for Amerant Bancorp Inc. (AMTB)

Role
SEVP, Chief Credit Officer
Signature
/s/ Julio Pena, as Attorney-in-Fact for Lee Ann Cragg
Issuer symbol
AMTB
Transactions as of
10 Dec 2025
Net transactions value
$0
Form type
3
Filing time
17 Dec 2025, 17:02:19 UTC
Next filing
19 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Cragg Lee Ann SEVP, Chief Credit Officer C/O AMERANT BANCORP INC., 220 ALHAMBRA CR., 12TH FLOOR, CORAL GABLES /s/ Julio Pena, as Attorney-in-Fact for Lee Ann Cragg 17 Dec 2025 0002099007

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding AMTB Restricted Stock Units sign-on 10 Dec 2025 Class A Common Stock 1,008 $0.000000 Direct F1, F2
holding AMTB Restricted Stock Units Promotion 10 Dec 2025 Class A Common Stock 5,000 $0.000000 Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 On July 21, 2025, Ms. Cragg was awarded 1,008 restricted stock units ("RSUs"), each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Ms. Cragg remains in the continuous service of the Company or a subsidiary through each such date.
F2 Each RSU is the economic equivalent of one share of Class A Common Stock.
F3 On November 17, 2025, Ms. Cragg was awarded 5,000 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Ms. Cragg remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

SEVP, Chief Credit Officer