Brandon John Soto - 11 Mar 2026 Form 4 Insider Report for COASTAL FINANCIAL CORP (CCB)

Role: CFO
Signature: /s/ Melisa Nelson, as Attorney-in-fact
Issuer symbol: CCB
Transactions as of: 11 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 13 Mar 2026, 17:40:13 UTC
Previous filing: 02 Oct 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Soto Brandon John	CFO	5415 EVERGREEN WAY, EVERETT	/s/ Melisa Nelson, as Attorney-in-fact	13 Mar 2026	0002088755

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CCB	Common Stock	Award		+673	+2%	$0.000000^*	33,673	11 Mar 2026	Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents award of time-based restricted stock units (RSUs) pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan. The RSUs vest in approximately equal installments over four years. Each restricted stock unit represents the right to receive one share of common stock upon vesting.
F2	Includes the following stock awards granted pursuant to the 2018 Coastal Financial Corporation Omnibus Incentive Plan: (1) 18,000 restricted stock units (RSUs) that vest in approximately four annual and equal remaining installments (2) 673 RSUs that vest in approximately equal installments over 4 years and (3) 15,000 performance-based RSUs which are eligible to vest beginning October 1, 2026 until October 1, 2029, the quantity of which is subject to continuous employment and achievement of certain stock price conditions.

Content

Represents award of time-based restricted stock units (RSUs) pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan. The RSUs vest in approximately equal installments over four years. Each restricted stock unit represents the right to receive one share of common stock upon vesting.

Includes the following stock awards granted pursuant to the 2018 Coastal Financial Corporation Omnibus Incentive Plan: (1) 18,000 restricted stock units (RSUs) that vest in approximately four annual and equal remaining installments (2) 673 RSUs that vest in approximately equal installments over 4 years and (3) 15,000 performance-based RSUs which are eligible to vest beginning October 1, 2026 until October 1, 2029, the quantity of which is subject to continuous employment and achievement of certain stock price conditions.