Vipul Sharma - 28 Jan 2026 Form 3 Insider Report for Ethos Technologies Inc. (LIFE)

Role: Chief Technology Officer
Signature: /s/ Porter Nolan, Attorney-in-Fact
Issuer symbol: LIFE
Transactions as of: 28 Jan 2026
Net transactions value: $0
Form type: 3
Filing time: 28 Jan 2026, 20:29:06 UTC
Next filing: 30 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Sharma Vipul	Chief Technology Officer	C/O ETHOS TECHNOLOGIES INC., 1606 HEADWAY CIRCLE #9013, AUSTIN	/s/ Porter Nolan, Attorney-in-Fact	28 Jan 2026	0002088697

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	LIFE	Class A Common Stock						941,349	28 Jan 2026	Direct	F1, F2, F3, F4, F5

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	LIFE	Option (right to buy)							28 Jan 2026	Class A Common Stock	131,377	$0.8400	Direct	F6
holding	LIFE	Option (right to buy)							28 Jan 2026	Class A Common Stock	17,871	$2.98	Direct	F6

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 28,571 shares issuable on settlement of restricted stock units ("RSUs"). The vesting of the RSUs is contingent upon both (i) a service-based requirement (the "Service Milestone") and (ii) a liquidity event-based requirement (the "Liquidity Event Milestone"). If both the Service Milestone and the Liquidity Event Milestone are achieved, the shares subject to the RSU vest quarterly over the 48 months following February 15, 2022. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's initial public offering of its Class A Common Stock (the "IPO").
F2	Includes 54,771 shares issuable upon settlement of RSUs. If both the Service Milestone and the Liquidity Event Milestone are achieved, 25% of the shares subject to the RSU vest on August 15, 2022 and the remainder shall vest quarterly over the following 36 months. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's IPO.
F3	Includes 14,286 shares issuable upon settlement of RSUs. If both the Service Milestone and the Liquidity Event Milestone are achieved, the shares subject to the RSU vest quarterly over the 48 months following August 15, 2022. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's IPO.
F4	Includes 257,908 shares issuable upon settlement of RSUs. If both the Service Milestone and the Liquidity Event Milestone are achieved, the shares subject to the RSU vest quarterly over the 48 months following February 15, 2023. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's IPO.
F5	Includes 363,348 shares issuable upon settlement of RSUs. f both the Service Milestone and the Liquidity Event Milestone are achieved, the shares subject to the RSU vest quarterly over the 48 months following February 15, 2024. The Liquidity Event Milestone was satisfied upon the effectiveness of the Issuer's registration statement on Form S-1 in connection with the Issuer's IPO.
F6	Fully vested.