Ericka Lynn Pullin - 25 Oct 2025 Form 4 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Role
GEVP, Culture & People Dev.
Signature
/s/ Ericka L. Pullin by Kirsten Irwin under POA
Issuer symbol
CFR
Transactions as of
25 Oct 2025
Net transactions value
-$11,612
Form type
4
Filing time
27 Oct 2025, 12:40:08 UTC
Previous filing
07 May 2025
Next filing
30 Oct 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Pullin Ericka Lynn GEVP, Culture & People Dev. 111 W. HOUSTON STREET, SAN ANTONIO /s/ Ericka L. Pullin by Kirsten Irwin under POA 27 Oct 2025 0002066961

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CFR Common Stock, $0.01 par value Options Exercise $0 +384 +22% $0.000000 2,118 25 Oct 2025 Direct F1
transaction CFR Common Stock, $0.01 par value Tax liability $11,612 -93 -4.4% $124.86 2,025 25 Oct 2025 Direct
holding CFR Common Stock, $0.01 par value 3,901 25 Oct 2025 Through 401(k) Plan

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFR Restricted Stock Units Options Exercise $0 -384 -100% $0.000000 0 25 Oct 2025 Common Stock, $0.01 par value 384 Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 26.963 shares acquired from a Dividend Reinvestment Plan.
F2 Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
F3 Cliff vested three years from grant date of 10/25/2022.