Christopher R. Britt - 09 Jan 2026 Form 4 Insider Report for Chime Financial, Inc.

Signature
/s/ Theresa Bloom, by power of attorney
Issuer symbol
CHYM on Nasdaq
Transactions as of
09 Jan 2026
Net transactions value
-$1,402,825
Form type
4
Filing time
13 Jan 2026, 17:39:10 UTC
Previous filing
21 Nov 2025
Next filing
19 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Britt Christopher R Chief Executive Officer, Director C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 13 Jan 2026 0002061801

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Class A Common Stock Conversion of derivative security $0 +50,000 $0.000000 50,000 09 Jan 2026 See footnote F1
transaction CHYM Class A Common Stock Sale $1,402,825 -50,000 -100% $28.06 0 09 Jan 2026 See footnote F1, F2, F3
holding CHYM Class A Common Stock 306,042 09 Jan 2026 Direct F4
holding CHYM Class A Common Stock 38,738 09 Jan 2026 See footnote F5

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Class B Common Stock Conversion of derivative security $0 -50,000 -15% $0.000000 283,000 09 Jan 2026 Class A Common Stock 50,000 See footnote F1, F6
holding CHYM Class B Common Stock 466,599 09 Jan 2026 Class A Common Stock 466,599 See footnote F6, F7
holding CHYM Class B Common Stock 500,000 09 Jan 2026 Class A Common Stock 500,000 See footnote F6, F8
holding CHYM Class B Common Stock 500,000 09 Jan 2026 Class A Common Stock 500,000 See footnote F6, F9
holding CHYM Class B Common Stock 466,599 09 Jan 2026 Class A Common Stock 466,599 See footnote F6, F10
holding CHYM Class B Common Stock 14,643,564 09 Jan 2026 Class A Common Stock 14,643,564 See footnote F5, F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The shares are held by the Reporting Person's spouse.
F2 These shares were sold pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on September 15, 2025.
F3 The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $28.0000 to $28.2150 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.
F4 Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F5 The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.
F6 Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.
F7 The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.
F8 The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.
F9 The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.
F10 The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.