Matthew S. Newcomb - 12 Mar 2026 Form 4 Insider Report for Chime Financial, Inc. (CHYM)

Role: Chief Financial Officer
Signature: /s/ Theresa Bloom, by power of attorney
Issuer symbol: CHYM
Transactions as of: 12 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 16 Mar 2026, 19:28:36 UTC
Previous filing: 19 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Newcomb Matthew S	Chief Financial Officer	C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO	/s/ Theresa Bloom, by power of attorney	16 Mar 2026	0002061268

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CHYM	Class A Common Stock	Award		+140,713	+38%	$0.000000^*	514,310	12 Mar 2026	Direct	F1, F2
holding	CHYM	Class A Common Stock						2,263,321	12 Mar 2026	See footnote	F2, F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	CHYM	Employee Stock Option (Right to buy)	Award		+281,426		$0.000000^*	281,426	12 Mar 2026	Class A Common Stock	281,426	$21.62	Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on May 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.
F2	Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F3	These shares are held by 2019 Newcomb Fox Family Trust, for which the Reporting Person and his spouse serve as trustees.
F4	1/48th of the shares subject to the option will vest on March 15, 2026 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.