Courtney Gentleman - 21 Jan 2026 Form 4 Insider Report for Synchrony Financial (SYF)

Role: EVP & CEO--Diversified & Value
Signature: /s/ Danielle Do, as attorney-in-fact
Issuer symbol: SYF
Transactions as of: 21 Jan 2026
Net transactions value: +$929,108
Form type: 4
Filing time: 23 Jan 2026, 16:14:05 UTC
Previous filing: 19 Nov 2025
Next filing: 19 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Gentleman Courtney	EVP & CEO--Diversified & Value	777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD	/s/ Danielle Do, as attorney-in-fact	23 Jan 2026	0002032281

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SYF	Common Stock	Award	$1,412,482	+18,313	+103%	$77.13	36,091	21 Jan 2026	Direct	F1
transaction	SYF	Common Stock	Tax liability	$483,374	-6,267	-17%	$77.13	29,824	21 Jan 2026	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2023-2025 Long- Term Performance Program based on pre-established performance goals for the 2023-2025 performance period.
F2	Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2023-2025 Long-Term Performance Program.

Remarks:

EVP & CEO--Diversified & Value