| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Owens Darrell | EVP & CEO--Lifestyle | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD | /s/ Danielle Do, as attorney-in-fact | 19 Feb 2026 | 0002032277 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | SYF | Dividend Equivalent Unit | Award | $4,917 | +68 | +0.26% | $72.31 | 26,537 | 17 Feb 2026 | Direct | F1 |
| transaction | SYF | Common Stock | Sale | $727,462 | -10,304 | -39% | $70.60 | 16,233 | 17 Feb 2026 | Direct | F2 |
Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.
Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).
| Id | Content |
|---|---|
| F1 | Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. |
| F2 | This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 17, 2025. |
EVP & CEO--Lifestyle