Darrell Owens - Oct 27, 2025 Form 4 Insider Report for Synchrony Financial (SYF)

Signature
/s/ Danielle Do, as attorney-in-fact
Stock symbol
SYF
Transactions as of
Oct 27, 2025
Transactions value $
-$393,008
Form type
4
Date filed
11/5/2025, 05:31 PM
Previous filing
Aug 19, 2025
Next filing
Nov 19, 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Owens Darrell EVP & CEO--Lifestyle 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD /s/ Danielle Do, as attorney-in-fact 2025-11-05 0002032277

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction SYF Common Stock Tax liability -$172K -2.38K -11.08% $72.26 19.1K Oct 27, 2025 Direct F1
transaction SYF Common Stock Sale -$221K -2.99K -15.66% $74.02 16.1K Nov 3, 2025 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the Reporting Person in connection with the vesting of restricted stock units.
F2 This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on October 18, 2024.

Remarks:

EVP & CEO--Lifestyle