Richard A. Raffetto - 04 Mar 2025 Form 4 Insider Report for FLAGSTAR BANK, NATIONAL ASSOCIATION (:FLG)

Signature
/s/ Jan M. Klym, by Power of Attorney
Issuer symbol
:FLG
Transactions as of
04 Mar 2025
Net transactions value
+$8,997
Form type
4
Filing time
06 Feb 2026, 18:45:14 UTC
Previous filing
31 Jul 2024

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Raffetto Richard A SEVP Pres of Com & Priv Bnking 102 DUFFY AVENUE, HICKSVILLE /s/ Jan M. Klym, by Power of Attorney 06 Feb 2026 0002026122

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction :FLG Common Stock Discretionary transaction in accordance with Rule 16b-3(f) resulting in acquisition or disposition of issuer securities $6,754 +570 +103% $11.85 1,122 04 Mar 2025 By 401(k) Plan F1, F2
transaction :FLG Common Stock Discretionary transaction in accordance with Rule 16b-3(f) resulting in acquisition or disposition of issuer securities $1,074 +92 +8.2% $11.67 1,215 04 Jun 2025 By 401(k) Plan F1, F3
transaction :FLG Common Stock Sale $51.72 -4 -0.33% $12.93 1,212 04 Sep 2025 By 401(k) Plan F4, F5, F6
transaction :FLG Common Stock Purchase $1,221 +95 +7.4% $12.85 1,386 04 Dec 2025 By 401(k) Plan F4, F6, F7
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Intra-Plan Transfer by the reporting person within the Issuer's qualifying 401(k) Plan, are exempt pursuant to Rule 16b3(f).
F2 Includes 552 shares acquired from routine payroll contributions within the Issuer's qualifying 401(k) Plan.
F3 Includes .47 shares that were acquired due to dividend reinvestment in the Plan on March 17, 2025, which with aggregated fractional shares which resulted in an increase in whole shares.
F4 Intra-Plan Transfer by the reporting person within the Issuer's qualifying 401(k) Plan.
F5 Includes 1 share that was acquired as a result of dividend reinvestment on June 17, 2025.
F6 On September 4, 2025, shares of common stock of the Issuer were transferred out of the stock fund of the reporting person's 401(k) plan due to the instructions to rebalance certain securities within the 401(k) plan. On December 4, 2025, the 401(k) plan was rebalanced and shares of common stock of the Issuer were transferred back into the Issuer stock fund within the 401(k) plan which created two matchable transactions. The profit realized by these transactions was disgorged to the Issuer.
F7 Includes 1 share that was acquired on September 17, 2025, and 1 share acquired on December 17, 2025 both from dividend reinvestment, and 77 shares acquired from routine payroll contributions in January 2026.