Chad M. Smith - 13 Mar 2026 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role
Pres & COO, Better Mortgage
Signature
/s/ Andrew Holt, Attorney-in-Fact
Issuer symbol
BETR
Transactions as of
13 Mar 2026
Net transactions value
-$144,193
Form type
4
Filing time
17 Mar 2026, 18:30:29 UTC
Previous filing
03 Mar 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Chad M. Pres & COO, Better Mortgage C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK /s/ Andrew Holt, Attorney-in-Fact 17 Mar 2026 0002022869

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BETR Class A Common Stock Tax liability -2,266 -47% $32.90* 2,567 13 Mar 2026 Direct F1
transaction BETR Class A Common Stock Sale $76,503 -2,567 -11% $29.80 20,949 16 Mar 2026 By Trust F2
transaction BETR Class A Common Stock Options Exercise +4,834 +188% $0.000000* 7,401 15 Mar 2026 Direct
transaction BETR Class A Common Stock Tax liability -2,460 -33% $34.45* 4,941 16 Mar 2026 Direct F3
transaction BETR Class A Common Stock Sale $67,690 -2,374 -11% $28.51 18,575 17 Mar 2026 By Trust F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction BETR Restricted Stock Units (Class A) Options Exercise -4,834 -100% $0.000000* 0 15 Mar 2026 Class A Common Stock 4,834 Direct F5, F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Represents shares of Class A common stock withheld to pay taxes upon vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on March 13, 2026, based on the closing price of the Issuer's Class A common stock on February 27, 2026.
F2 The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $29.70 to $30.04 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
F3 Represents shares of Class A common stock withheld to pay taxes upon the vesting of restricted stock units held by the Reporting Person, which vesting occured on March 15, 2026. The number of shares withheld was determined on March 16, 2026, based on the closing price of the Issuer's Class A common stock on March 13, 2026.
F4 The price reported in Column 4 is a weighted average price for shares sold in multiple transactions. The sale prices range from $28.20 to $28.77 per share. The reporting person has provided to the issuer, and undertakes to provide to the staff of the Securities and Exchange Commission or any security holder of the issuer, upon request, full information regarding the number of shares sold at each separate price within the range.
F5 Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F6 The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.