Chad M. Smith - 11 Feb 2026 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role: Pres & COO, Better Mortgage
Signature: /s/ Andrew Holt, Attorney-in-Fact
Issuer symbol: BETR
Transactions as of: 11 Feb 2026
Net transactions value: +$222,636,241
Form type: 4
Filing time: 13 Feb 2026, 19:06:39 UTC
Previous filing: 10 Feb 2026
Next filing: 18 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smith Chad M.	Pres & COO, Better Mortgage	C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A, NEW YORK	/s/ Andrew Holt, Attorney-in-Fact	13 Feb 2026	0002022869

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	BETR	Class A Common Stock	Award	$222,636,241	+14,921		$14921.00	14,921	11 Feb 2026	Direct	F1, F2
holding	BETR	Class A Common Stock						21,590	11 Feb 2026	By Trust	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents a grant of restricted stock units that vested immediately.
F2	The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 2,056 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13.