Aurora Swithenbank - 01 May 2025 Form 4 Insider Report for NMI Holdings, Inc. (NMIH)

Signature
/s/ Augustin Joo, as Attorney-in-Fact
Issuer symbol
NMIH
Transactions as of
01 May 2025
Net transactions value
$0
Form type
4
Filing time
13 Feb 2026, 20:44:04 UTC
Previous filing
14 Feb 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Swithenbank Aurora EVP, Chief Financial Officer 2100 POWELL ST., 12TH FLR, EMERYVILLE /s/ Augustin Joo, as Attorney-in-Fact 13 Feb 2026 0002021356

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction NMIH Common Shares, $0.01 par value per share Tax liability $0 -9,117 -12% $0.000000 65,948 01 May 2025 Direct F1
transaction NMIH Common Shares, $0.01 par value per share Tax liability $0 -2,916 -4.4% $0.000000 63,032 08 May 2025 Direct F2
transaction NMIH Restricted Stock Unit (right to receive) Award $0 +14,784 +23% $0.000000 77,816 11 Feb 2026 Direct F3
transaction NMIH Common Shares, $0.01 par value per share Tax liability $0 -3,363 -4.3% $0.000000 74,453 12 Feb 2026 Direct F4, F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on May 8, 2024 at a net settlement price equal to the closing stock price on May 1, 2025. The shares underlying these restricted stock units vest 40% on May 1, 2025, 40% on May 1, 2026 and 20% on May 1, 2027.
F2 Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on May 8, 2024 at a net settlement price equal to the closing stock price on May 8, 2025. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
F3 Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan on February 11, 2026. The restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
F4 Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on February 12, 2025 at a net settlement price equal to the closing stock price on February 12, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date.
F5 Represents 14,629 common shares and 59,824 unvested restricted stock units.