Arun Pinto - 17 Feb 2026 Form 4 Insider Report for SoFi Technologies, Inc. (SOFI)

Role: Chief Risk Officer
Signature: /s/ Deanna M. Smith, Attorney-in-Fact
Issuer symbol: SOFI
Transactions as of: 17 Feb 2026
Net transactions value: -$498,791
Form type: 4
Filing time: 19 Feb 2026, 18:27:57 UTC
Previous filing: 02 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Pinto Arun	Chief Risk Officer	C/O SOFI TECHNOLOGIES, INC., 234 1ST STREET, SAN FRANCISCO	/s/ Deanna M. Smith, Attorney-in-Fact	19 Feb 2026	0002012135

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SOFI	Common Stock	Options Exercise		+45,389	+32%		188,650	17 Feb 2026	Direct	F1
transaction	SOFI	Common Stock	Tax liability	$498,791	-25,420	-13%	$19.62	163,230	18 Feb 2026	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	SOFI	Restricted Stock Unit	Options Exercise	$0	-45,389	-11%	$0.000000	363,109	17 Feb 2026	Common Stock	45,389		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
F2	Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.
F3	Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.