Arun Pinto - 14 Nov 2025 Form 4 Insider Report for SoFi Technologies, Inc. (SOFI)

Role: Chief Risk Officer
Signature: /s/ Deanna M. Smith, Attorney-in-Fact
Issuer symbol: SOFI
Transactions as of: 14 Nov 2025
Net transactions value: -$712,610
Form type: 4
Filing time: 18 Nov 2025, 18:01:37 UTC
Previous filing: 17 Sep 2025
Next filing: 21 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Pinto Arun	Chief Risk Officer	C/O SOFI TECHNOLOGIES, INC., 234 1ST STREET, SAN FRANCISCO	/s/ Deanna M. Smith, Attorney-in-Fact	18 Nov 2025	0002012135

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	SOFI	Common Stock	Options Exercise		+45,388	+28%		210,336	14 Nov 2025	Direct	F1
transaction	SOFI	Common Stock	Tax liability	$712,610	-25,808	-12%	$27.61	184,528	18 Nov 2025	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	SOFI	Restricted Stock Unit	Options Exercise	$0	-45,388	-10%	$0.000000	408,498	14 Nov 2025	Common Stock	45,388		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit ("RSU") represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
F2	Shares sold to satisfy tax withholding obligation applicable to the vesting of stock-settled RSUs. These shares were not issued to the Reporting Person.
F3	Represents the settlement of a portion of the RSUs granted to the Reporting Person as disclosed on the Reporting Person's Form 4 filed on March 13, 2024.