Hamilton Brian T. - 31 Dec 2025 Form 4 Insider Report for COASTAL FINANCIAL CORP (CCB)

Role: President of CCBX, Director
Signature: /s/ Melisa Nelson, as Attorney-in-fact
Issuer symbol: CCB
Transactions as of: 31 Dec 2025
Net transactions value: -$26,241
Form type: 4
Filing time: 05 Jan 2026, 11:42:40 UTC
Previous filing: 01 Dec 2025
Next filing: 05 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Hamilton Brian T	President of CCBX, Director	5415 EVERGREEN WAY, EVERETT	/s/ Melisa Nelson, as Attorney-in-fact	02 Jan 2026	0002005790

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CCB	Common Stock	Tax liability	$26,241	-229	-0.29%	$114.59	77,551	31 Dec 2025	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes the following pursuant to the 2018 Coastal Financial Corporation Omnibus Incentive Plan: (1) 16,279 restricted stock units (RSUs) with remaining shares vesting monthly in an approximately equal amount through April 30, 2028 (2) Includes 7,387 performance-based RSUs which are eligible to vest on the first day of each month beginning October 1, 2024 until April 30, 2028, the quantity of which is subject to continuous employment and achievement of certain stock price conditions (3) 15,000 performance-based RSUs - eligible to vest on April 30, 2028, subject to continuous employment and achievement of return on equity that is at least 80% of company comparator peer group. (4) 669 RSUs that vest in four approximately equal remaining installments. Each RSU represents the right to receive one share of common stock upon vesting.

Content

Includes the following pursuant to the 2018 Coastal Financial Corporation Omnibus Incentive Plan: (1) 16,279 restricted stock units (RSUs) with remaining shares vesting monthly in an approximately equal amount through April 30, 2028 (2) Includes 7,387 performance-based RSUs which are eligible to vest on the first day of each month beginning October 1, 2024 until April 30, 2028, the quantity of which is subject to continuous employment and achievement of certain stock price conditions (3) 15,000 performance-based RSUs - eligible to vest on April 30, 2028, subject to continuous employment and achievement of return on equity that is at least 80% of company comparator peer group. (4) 669 RSUs that vest in four approximately equal remaining installments. Each RSU represents the right to receive one share of common stock upon vesting.