Kenneth L. Wilson - 28 Oct 2025 Form 4 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Signature
s/ Kenneth L. Wilson by Kirsten Irwin under POA
Issuer symbol
CFR
Transactions as of
28 Oct 2025
Net transactions value
$0
Form type
4
Filing time
30 Oct 2025, 17:14:36 UTC
Previous filing
31 Oct 2024

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Wilson Kenneth L. GEVP Chief Wealth Officer 111 WEST HOUSTON STREET, SAN ANTONIO s/ Kenneth L. Wilson by Kirsten Irwin under POA 30 Oct 2025 0002005471

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding CFR Common Stock, $0.01 par value 226 28 Oct 2025 Direct F1
holding CFR Common Stock, $0.01 par value 294 28 Oct 2025 Through 401(k) Plan

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFR Restricted Stock Units Award $0 +3,347 $0.000000 3,347 28 Oct 2025 Common Stock, $0.01 par value 3,347 Direct F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 226 shares acquired through the Cullen/Frost Bankers, Inc. Thrift Stock Plan.
F2 Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
F3 Cliff vests three years from the date of grant.