Gary Lloyd Ropiecki - 05 Dec 2025 Form 4 Insider Report for UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

Role: Principal Accounting Officer
Signature: /s/ Gary Ropiecki
Issuer symbol: UVE
Transactions as of: 05 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 09 Dec 2025, 17:16:59 UTC
Previous filing: 23 Dec 2025
Next filing: 18 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Ropiecki Gary Lloyd	Principal Accounting Officer	1110 W. COMMERCIAL BLVD, SUITE 100, FORT LAUDERDALE	/s/ Gary Ropiecki	09 Dec 2025	0001970041

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	UVE	Restricted Stock Units	Award	$0	+3,500		$0.000000	3,500	05 Dec 2025	Common Stock	3,500		Direct	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents a contingent right to receive one share of common stock of Universal Insurance Holdings, Inc.
F2	The restricted stock units vest in three approximately equal installments on each of the first three anniversaries of the grant date (December 5, 2025), subject to continued employment by the reporting person through the applicable vesting dates.