| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Chong Patrick | SVP/Principal Accounting Off. | 110 WEST FRONT STREET, RED BANK | /s/ Steven J. Tsimbinos, Power of Attorney | 11 Feb 2026 | 0001964754 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | OCFC | Common Stock | Award | $0 | +800 | +179% | $0.000000 | 1,247 | 26 Feb 2025 | ESOP | F1 |
| holding | OCFC | Common Stock | 1,811 | 31 Dec 2025 | Direct | F2 |
| Id | Content |
|---|---|
| F1 | Represents allocation of shares from Registrant's Employee Stock Ownership Program. Total also includes in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c). |
| F2 | Total includes shares of restricted common stock that have not yet vested. |