Jan Lynn Owen - 01 Oct 2025 Form 4 Insider Report for MVB FINANCIAL CORP (MVBF)

Role: Director
Signature: Lisa J McCormick, POA for Jan Lynn Owen
Issuer symbol: MVBF
Transactions as of: 01 Oct 2025
Net transactions value: $0
Form type: 4
Filing time: 03 Oct 2025, 16:23:51 UTC
Previous filing: 03 Jun 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Owen Jan Lynn	Director	3050 BASTONE COURT, WEST SACRAMENTO	Lisa J McCormick, POA for Jan Lynn Owen	03 Oct 2025	0001952273

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	MVBF	Common Stock	Options Exercise	$0	+390	+4.1%	$0.000000	9,830	01 Oct 2025	Direct	F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	MVBF	RSU - Time-Vested Award	Options Exercise	$0	-380	-100%	$0.000000	0	01 Oct 2025	Common Stock	380	$0.000000	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	100% of the restricted stock units, granted October 1, 2024, have vested and shares are are being issued.
F2	Includes 10 dividend shares accrued since the time of grant.
F3	The time-vested restricted stock units were granted pursuant to the MVB Financial Corp. 2022 Stock Incentive Plan and will vest 100% on the first anniversary of the grant date.