John J. Ruppel - 15 Jan 2026 Form 4 Insider Report for MidWestOne Financial Group, Inc. (MOFG)

Role
Chief Accounting Officer
Signature
Kenneth R. Urmie, Deputy Corporate Secretary, for John J. Ruppel under Power of Attorney dated April 20, 2023
Issuer symbol
MOFG
Transactions as of
15 Jan 2026
Net transactions value
$0
Form type
4
Filing time
20 Jan 2026, 08:20:30 UTC
Previous filing
19 Feb 2025
Next filing
17 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Ruppel John J Chief Accounting Officer 102 S. CLINTON STREET, P.O. BOX 1700, IOWA CITY Kenneth R. Urmie, Deputy Corporate Secretary, for John J. Ruppel under Power of Attorney dated April 20, 2023 20 Jan 2026 0001937258

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction MOFG Common Stock Award $0 +199 +5.9% $0.000000 3,552 15 Jan 2026 Direct F1, F2
holding MOFG Common Stock 801 15 Jan 2026 By 401(k) F3, F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents restricted stock units acquired pursuant to a grant of time-based restricted stock units which vest on January 15, 2027, or on the legal close date of the merger announced October 23, 2025, of MidWestOne Financial Group, Inc. with and into Nicolet Bankshares, Inc., with Nicolet Bankshares, Inc. as the surviving corporation, whichever comes first.
F2 Includes 7.394 Dividend Equivalents credited to unvested time-based RSUs in lieu of a cash dividend payment since the reporting person's last required Form filing. Each whole Dividend Equivalent is the economic equivalent of one share of MidWestOne Financial Group, Inc. common stock. Also includes net 10.539 shares acquired through dividend reinvestment since the reporting person's last required Form filing. Additionally, includes a correction of a scrivener's error to reflect an increase of 20 shares inadvertently underreported on the reporting person's February 15, 2024, RSU award.
F3 Shares held in the reporting person's account from within the MidWestOne Financial Group, Inc.. 401(k) Plan, as of December 31, 2025. Reported shares have increased by 175.589 shares since the date of the reporting person's previous Form filing due to allocations to his account.
F4 The MidWestOne Financial Group, Inc. Employee Stock Ownership Plan (formerly the "ESOP") was merged into the MidWestOne Financial Group, Inc. 401(k) Plan (the "401(k)") on May 7, 2025. Shares from the reporting person's ESOP account were merged into the reporting person's account in the 401(k).