Louis J. Giustini - 02 Mar 2026 Form 4 Insider Report for FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)

Role: SVP, CRSO
Signature: /s/Amanda M. Ducey by Power of Attorney for Louis J. Giustini
Issuer symbol: FRAF
Transactions as of: 02 Mar 2026
Net transactions value: -$9,215
Form type: 4
Filing time: 03 Mar 2026, 17:15:41 UTC
Previous filing: 04 Mar 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Giustini Louis J	SVP, CRSO	1500 NITTERHOUSE DRIVE, CHAMBERSBURG	/s/Amanda M. Ducey by Power of Attorney for Louis J. Giustini	03 Mar 2026	0001905620

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FRAF	Common Stock	Award	$0	+628	+45%	$0.000000	2,026	02 Mar 2026	Direct	F1, F2
transaction	FRAF	Common Stock	Tax liability	$9,215	-179	-8.8%	$51.48	1,847	02 Mar 2026	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Pursuant to the issuer's 2019 Omnibus Stock Incentive Plan, the reporting person was granted restricted stock units ("RSUs"), which represent a contingent right to receive one share of Common Stock for each RSU. RSUs vest in three equal installments on March 1, 2027, March 1, 2028, and March 1, 2029, subject to continued service.
F2	Total shares includes 10 shares acquired pursuant to the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
F3	Represents shares of Common Stock withheld by the issuer to satisfy the reporting person's income tax obligations associated with the vesting of previously reported grants of restricted stock units.