Sarah J. Barkema - 01 Dec 2025 Form 4 Insider Report for Marqeta, Inc. (MQ)

Role: Principal Accounting Officer
Signature: /s/ Sarah J. Barkema
Issuer symbol: MQ
Transactions as of: 01 Dec 2025
Net transactions value: -$45,915
Form type: 4
Filing time: 03 Dec 2025, 17:34:33 UTC
Previous filing: 24 Oct 2025
Next filing: 04 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Barkema Sarah	Principal Accounting Officer	180 GRAND AVENUE, 6TH FLOOR, OAKLAND	/s/ Sarah J. Barkema	03 Dec 2025	0001895086

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	MQ	Class A Common Stock	Options Exercise	$0	+25,166	+30%	$0.000000	107,784	01 Dec 2025	Direct	F1
transaction	MQ	Class A Common Stock	Tax liability	$29,707	-6,274	-5.8%	$4.74	101,510	01 Dec 2025	Direct	F2
transaction	MQ	Class A Common Stock	Options Exercise	$0	+12,034	+12%	$0.000000	113,544	01 Dec 2025	Direct	F1
transaction	MQ	Class A Common Stock	Tax liability	$14,210	-3,001	-2.6%	$4.74	110,543	01 Dec 2025	Direct	F2
transaction	MQ	Class A Common Stock	Options Exercise	$0	+1,689	+1.5%	$0.000000	112,232	01 Dec 2025	Direct	F1
transaction	MQ	Class A Common Stock	Tax liability	$1,998	-422	-0.38%	$4.74	111,810	01 Dec 2025	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	MQ	Restricted Stock Units	Options Exercise	$0	-25,166	-12%	$0.000000	176,163	01 Dec 2025	Class A Common Stock	25,166		Direct	F1, F3, F4
transaction	MQ	Restricted Stock Units	Options Exercise	$0	-12,034	-22%	$0.000000	42,119	01 Dec 2025	Class A Common Stock	12,034		Direct	F1, F3, F5
transaction	MQ	Restricted Stock Units	Options Exercise	$0	-1,689	-10%	$0.000000	15,202	01 Dec 2025	Class A Common Stock	1,689		Direct	F1, F3, F6

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Transaction exempt from Section 16(b) of the Securities Exchange Act of 1934 (the "Act") pursuant to Rule 16b-6(b) promulgated under the Act.
F2	Represents shares that have been withheld by the Issuer to satisfy tax withholding and remittance obligations in connection with the net settlement of vested restricted stock units and not a market transaction. Transaction exempt from Section 16(b) of the Act pursuant to Rule 16b-3(e) promulgated under the Act.
F3	Each restricted stock unit is convertible into one share of Class A Common Stock.
F4	One-third (1/3rd) of the restricted stock units vested on September 1, 2025, and an additional one-twelfth (1/12th) of the restricted stock units vest on each December 1, March 1, June 1, and September 1 thereafter until fully vested, subject to the Reporting Person's continued service with the Issuer as of each vesting date.
F5	10% of the restricted stock units vested on September 1, 2025, 20% vested on December 1, 2025, 20% vests on March 1, 2026, and 50% vests on June 1, 2026 , subject to the Reporting Person's continued service to the Issuer as of such vesting date.
F6	One-twelfth (1/12th) of the restricted stock units vested on June 1, 2025, and one-twelfth (1/12th) of the restricted stock units vest on each September 1, December 1, March 1 and June 1 thereafter until fully vested, subject to the Reporting Person's continued service with the Issuer as of each vesting date.