Anuradha Muralidharan - 15 Dec 2025 Form 4 Insider Report for Expensify, Inc. (EXFY)

Signature
/s/ Ryan Schaffer, as attorney-in-fact
Issuer symbol
EXFY
Transactions as of
15 Dec 2025
Net transactions value
$0
Form type
4
Filing time
05 Jan 2026, 18:40:31 UTC
Previous filing
24 Sep 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Muralidharan Anuradha Chief Operating Officer, Director C/O EXPENSIFY, INC., 88 KEARNY ST, STE 1600, SAN FRANCISCO /s/ Ryan Schaffer, as attorney-in-fact 05 Jan 2026 0001891077

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction EXFY Class A Common Stock Options Exercise +3,168 +4.1% 80,938 15 Dec 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction EXFY Restricted Stock Units Options Exercise $0 -3,168 -6.2% $0.000000 47,527 15 Dec 2025 Class A Common Stock 3,168 Direct F1, F2
transaction EXFY Restricted Stock Units Options Exercise $0 -3,168 -6.2% $0.000000 47,527 15 Dec 2025 LT50 Common Stock 3,168 Direct F2, F3, F4
transaction EXFY LT50 Common Stock Options Exercise $0 +3,168 +2.3% $0.000000 143,713 15 Dec 2025 Class A Common Stock 3,168 See note F4, F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Anuradha Muralidharan is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id Content
F1 Each restricted stock unit ("RSU") represents the contingent right to receive one share of Class A common stock. This transaction represents the settlement of vested RSUs in shares of Class A Common Stock.
F2 The RSUs vest 12.5% on September 15, 2022 and 1/32nd each quarter thereafter, on December 15th, March 15th, June 15th, and September 15th.
F3 Each RSU represents the contingent right to receive one share of LT50 common stock. This transaction represents the settlement of vested RSUs in shares of LT50 Common Stock.
F4 The LT50 Common Stock is convertible into the Issuer's Class A Common Stock on a one-to-one basis only upon, and generally cannot be transferred without, satisfaction of certain notice and other requirements, including a notice period of 50 months. The LT50 Common Stock will automatically convert into shares of the Issuer's Class A Common Stock on a one-to-one basis at such time as all of the then-outstanding shares of LT10 and LT50 Common Stock represent, in the aggregate, less than 2% of all then-outstanding shares of common stock.
F5 Deposited into the Expensify Voting Trust (the "Voting Trust"). The Reporting Person retains investment control and dispositive power over the shares deposited into the Voting Trust.