Ryan Schaffer - 15 Dec 2025 Form 4 Insider Report for Expensify, Inc. (EXFY)

Role: Chief Financial Officer, Director
Signature: /s/ Ryan Schaffer
Issuer symbol: EXFY
Transactions as of: 15 Dec 2025
Net transactions value: +$18,286
Form type: 4
Filing time: 18 Dec 2025, 21:01:51 UTC
Previous filing: 24 Sep 2025
Next filing: 04 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Schaffer Ryan	Chief Financial Officer, Director	C/O EXPENSIFY, INC., 401 SW 5TH AVE, PORTLAND	/s/ Ryan Schaffer	18 Dec 2025	0001891061

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	EXFY	Class A Common Stock	Award	$22,366	+13,555	+7.3%	$1.65	199,492	15 Dec 2025	Direct	F1
transaction	EXFY	Class A Common Stock	Award	$0	+7,076	+3.5%	$0.000000	206,568	15 Dec 2025	Direct	F2
transaction	EXFY	Class A Common Stock	Sale	$4,080	-2,632	-1.3%	$1.55	203,936	17 Dec 2025	Direct	F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares purchased pursuant to the Expensify, Inc. 2021 Stock Purchase and Matching Plan ("SPMP").
F2	Shares granted as matched shares pursuant to the SPMP.
F3	Represents the Reporting Person's pro rata portion of the total shares sold on the transaction date to cover taxes for shares granted as matched shares under the SPMP for certain employees of the Issuer.
F4	The price reported in Column 4 is a weighted average price of all shares sold on the transaction date by the Issuer's broker to cover taxes for shares granted as matched shares under the SPMP for certain employees of the Issuer. These shares were sold in multiple transactions at prices ranging from $1.43 to $1.58, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.