Thomas Gerard Zernick - 31 Dec 2024 Form 4/A - Amendment Insider Report for BayFirst Financial Corp. (BAFN)

Role: CEO, Director
Signature: /s/ Barbara Felts, Attorney-in-fact
Issuer symbol: BAFN
Transactions as of: 31 Dec 2024
Net transactions value: $0
Form type: 4/A - Amendment
Filing time: 09 Mar 2026, 13:59:05 UTC
Date Of Original Report: 07 Mar 2025
Previous filing: 18 Dec 2024
Next filing: 20 Feb 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Zernick Thomas Gerard	CEO, Director	700 CENTRAL AVE, ST. PETERSBURG	/s/ Barbara Felts, Attorney-in-fact	09 Mar 2026	0001885587

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	BAFN	Common Stock	Award		+101	+6.4%	$13.30^*	1,671	31 Dec 2024	By ESOP	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares held by the BayFirst Natioanl Bank Employee Stock Ownership Plan ("ESOP") and allocated to the Reporting Person's account. The shares vest based on your Year of Vesting Service (generally a year in which the Reporting Person works at least 1,000 hours). The shares will become fully vested upon your attainment of Normal Retirement Age of 65.